Fintech Labs Insights

NOVEMBER 10, 2023

Consumers have been banking online for 28 years. And from the very beginning, there have been pure-play digital banking startups. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on.

Digital Banking 15

Digital Banking Online Atlanta Las Vegas 15

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application.

Atlanta 15

Atlanta Utah Miami DC 15

Gonzobanker

DECEMBER 20, 2019

Second Curve analyst Zack Maxfield opened a TD Bank checking account on his phone in nine minutes while he waited to speak with a teller at one of the bank’s branches, but waited an hour to fund the account and order a debit card. The 2019 Industry Oh Sh*t Moment Award – Goes to Apple and Goldman Sachs for the Apple Card launch.

Idaho 148

Idaho Conference Data Marketing 148

Fintech Labs Insights

AUGUST 1, 2016

Online payroll system. D3 Banking. Banking platform. Digital sales & account opening. Credit card with consumer controls. Online accounting. HQ: Minneapolis, Minnesota. Tags: Consumer, lending, credit, credit/debit cards, spending controls, security. Total dollars raised YTD is now $17.4

Company 12

Company Fintech New York City Lending 12

Fintech Labs Insights

JULY 21, 2016

Digital bank startup. Gift card payment network. Digital Asset Holdings. HQ: Minneapolis, Minnesota. Online identity & payment services. Tags: SMB, ISOs, merchants, acquiring, payments, debit/credit cards. Source: FinDEVr. Latest round: $40 million Series B. Total raised: $52.7 Total raised: $29.35

New York City 12

New York City Fintech Company San Francisco 12

Fintech Labs Insights

FEBRUARY 23, 2016

Prepaid card issuer. Digital bank. Security solutions for mobile apps and online services. HQ: Minneapolis, Minnesota. Tags: Consumer, bank, mobile, challenger, neo-bank. Here are the fintech deals by size from 13 Feb to 19 Feb 2016: StoneEagle Services (VPay). B2B payments platform. Aria Systems.

Company 12

Company Fintech San Francisco Texas 12