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Rebeca Romero Rainey: Shifts in lending

Independent Banker

Remember, not that long ago, when a loan card was handwritten on a one-page form? While it has had some benefits, like stronger risk management for our banks, it has made the customer process much more daunting. But community banks have adapted to address that shift. Where I’ll be this month.

Lending 141
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Who were ICBA’s Top Lenders of 2022?

Independent Banker

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. State Bank of Bern.