Remove Capital Remove Management Remove Montana Remove Taxes
article thumbnail

The top-performing community banks of 2021

Independent Banker

3-yr average pre-tax ROA. Bank of Montana. pre-tax ROA: 3.08%. pre-tax ROA: 2.83%. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. Tom Swenson, CEO and chairman of the board, Bank of Montana.

article thumbnail

Bankers: Just Do It!

Jeff For Banks

"That's all fine and good, but if your bank doesn't do it or the reporting doesn't get to the front line, how can we improve?" ~ Montana Bankers' Association Executive Development Program Student Sing from the same sheet of music. Branch managers were unaware of their P&L, lenders were unaware of the ROE of their portfolio.

Montana 78
article thumbnail

What’s in it for Me? Real Estate Investment Technology

Fintech Labs Insights

Founded in 2012, Realty Mogul operates under a crowdfunding model that matches home buyers searching for capital with investors looking for a higher return. Realty Mogul offers a 1031 exchange option for investors for a tax-friendly funding option. Brickx takes care of all property management. The minimum investment is $1,000.