CFPB: Are They Coming to Get You?
Jeff For Banks
MARCH 5, 2021
If we lose 4% of FDIC-insured institutions per year, which was pre-pandemic pace, we will have ~ 3,300 institutions in 10 years. For example, think of the Credit Analyst in Charlotte evaluating a rural Indiana ag loan to an Amish borrower. We will lose that local flavor to allocating capital by centralizing banking.
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