Independent Banker

NOVEMBER 30, 2022

Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; Community Financial Services Bank, Benton, Ky.; Bank of Montana, Missoula, Mont.; CNB Bank, Berkeley Springs, W.Va.; Midwest Bank, Norfolk, Neb. Tom Swenson, Bank of Montana. Can Bank of Montana’s success be replicated?

Community Bank 169

Community Bank Community Montana Leadership 169

PYMNTS

JUNE 22, 2016

City State Bank. Comenity Capital Bank. Commercial Bank. Indiana State University Credit Union. Indiana State University Credit Union. Jersey Shore State Bank. Luzerne Bank. Mabrey Bank. Meadows Bank. Pendleton Community Bank. Peoples Bank (OH). Truxton Trust.

Apple 102

Apple ATM Mississippi Indiana 102

Jeff For Banks

DECEMBER 7, 2019

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. First Capital, Inc.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

Jeff For Banks

JULY 5, 2022

The money market mutual fund became a formidable competitor to the bank account. First Internet Bank in Indiana was founded in 1998. They once held all of the keys to the banking kingdom. They are/were the business owners, demanders of capital and loans, and significant depositors. I'm bullish on community banking.

Millennials 78

Millennials Community Pennsylvania Community Bank 78

Jeff For Banks

DECEMBER 19, 2015

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. It's size today, at $2.4

North Dakota 60

North Dakota Arizona Michigan Florida 60