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5 New Year’s Resolutions For Any Sized Bank That You Must Get Right in 2023

South State Correspondent

A potential economic slowdown, slower rate rises, an inverted yield curve, and deposit stress likely make 2023 a trying year compared to 2022. While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year.

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Community banks are thriving in Texas

Independent Banker

With the record growth of San Antonio, Houston and Austin, southern Texas is becoming a hub for business. This region has the kind of energy that draws people to a place and helps them and their businesses thrive. The Houston metro took the 10th spot with a 20.3% Here’s how four community banks are thriving in this environment.

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FinCEN reissues real estate Geographic Targeting Orders

Abrigo

26, 2022 , t he Financial Crimes Enforcement Network (FinCEN) reissued its Geographic Targeting Orders (GTOs) to expand its designated United States metropolitan areas. Real estate lending BSA training should include GTO guidance , specifically on how to identify red flags at loan origination. to ensure the detection of these transactions.