2008 Lending Regulation UX 
Fintech Labs Insights
MAY 4, 2015
The poster child for bad UX was the denial of a mortgage to previous Fed chairman, Ben Bernanke last year. That’s not nearly the amount of change I expected in this vital area, but the re-regulation of the mortgage industry, thanks to the housing debacle of 2008 to 2012, has taken it’s toll on innovations.
Gonzobanker
DECEMBER 19, 2022
As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. 2008 called and wants its headlines back. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Goes to Sen. Goes to CSI.
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