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Consumer Lending: Should Banks Do It?

Jeff For Banks

Ever since we formed our company in 2001, this has been the case. And there are FinTechs, loan brokers, insurance companies, and investment funds chipping away at them. pre-tax profit as a percent of the portfolio. And it wasn’t an anomaly. Sure, home equity lines of credit made 0.71% for the fourth quarter. charge-off rate.

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The Fintech Unicorns of the 21st Century (Dec 2021)

Fintech Labs Insights

At FintechLab s we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In December, we added 7 new unicorns for a month-end total of 273. Their total market value is now $2.1 trillion, down $110B from last month. Unicorn count: Beginning (Dec 1) = 266. trillion. .

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The 260 Fintech Unicorns of the 21st Century (Oct 2021)

Fintech Labs Insights

At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In October, we added 22 new unicorns for a total of 260. Their total market value is now $2.23 trillion, just $20B more than last month (essentially flat). Unicorn count: Beginning (Oct 1) = 238. +

Fintech 15
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The 266 Fintech Unicorns of the 21st Century (Nov 2021)

Fintech Labs Insights

At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In November, we added 9 new unicorns, and lost 3, for a month-end total of 266. Their total market value is now $2.23 trillion, down $30B from last month (essentially flat). Total market value = $2.20

Fintech 15
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The 225 Fintech Unicorns of the 21st Century (Aug 2021)

Fintech Labs Insights

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). 168t ($1.3B): USA crypto tax software provider TaxBit. Full Fintech Unicorn List. In August, we added 17 new unicorns for a total of 225. Their total market value is now $2.1 trillion, up $80B from last month. trillion. .

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17 Of The Biggest Startup Frauds Of All Time

CB Insights

Mozido’s fintech fraud fiasco. Pixelon: Online video vaporware. LendingClub was one of many online lending services founded in the mid-2000s as entrepreneurs eyed the Byzantine financial sector as an area ripe for disruption. Mozido’s fintech fraud fiasco. Zenefits skirts compliance regulations.

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