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The top-performing community banks of 2021

Independent Banker

3-yr average pre-tax ROA. Bank of Montana. pre-tax ROA: 3.08%. pre-tax ROA: 2.83%. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. Tom Swenson, CEO and chairman of the board, Bank of Montana.

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From Farce to Menace

Independent Banker

Even as nearly one-third of Americans are already members of a credit union, it seems there’s almost nothing the NCUA still won’t try to further expand the market reach and special tax-exempt privileges of the credit unions it supervises. Talk about your captive regulator! When credit unions say “jump,” the NCUA says, “how high?”.

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What’s in it for Me? Real Estate Investment Technology

Fintech Labs Insights

For those looking to diversify out of the stock market and into asset-backed or alternative investments, real estate has long been a popular choice. Lending Home is open to accredited investors looking to fund real estate investment projects for a term of 12 months or less. LendingHome. CK Mack ( FF 2012 demo ).