Remove Iowa Remove National Remove Operations Remove Regulation
article thumbnail

What Is Powering The Emerging Pawnaissance?

PYMNTS

Interest rates on pawn loans vary as they are regulated by states. Regulations require that pawnbrokers request proof of ownership before making a deal with a potential customer — but the less reputable players in the industry have a nasty habit of forgetting to ask. So what is driving the Pawnaissance?

Ohio 151
article thumbnail

Addressing The Symptoms Of Pharmacies’ Cash Flow Ailments

PYMNTS

This kind of small business is a dying breed: recent stats from the RUPRI Center for Rural Health Policy Analysis at the University of Iowa found more than 16 percent of independent pharmacies shuttered their doors between March 2003 and March 2018, according to Washington Post reports.

Capital 130
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

The community bank’s complete guide to building trust

Independent Banker

Another reason pen tests are increasingly common is that regulations and PCI compliance require banks to furnish annual pen test results. John Moeller, a principal at CliftonLarsonAllen LLP who is based in Cedar Rapids, Iowa, says many banks are not engaging in pen testing often enough and some use inferior approaches to testing.

Community 139
article thumbnail

Banking's Top 5 in Total Return to Shareholders: 2017 Edition

Jeff For Banks

billion of assets and operates twenty five branches in the western suburbs of Chicago. The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. That got regulator's attention in the form of a May 2011 Consent Order (CO). Summit also operates an insurance subsidiary. Positive operating leverage!

article thumbnail

The 2022 GonzoBanker Awards

Gonzobanker

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Goes to Lincoln Savings Bank – Iowa (LSBX). FIS wins Valley National with IBS platform. talent market. The Smarter Bank Innovation Award.

Community 216
article thumbnail

Our Meatless Future: How The $90B Global Meat Market Gets Disrupted

CB Insights

That translates to staggering numbers of animals grown for food: there are over 30 million head of beef cows in the US, and 21 million pigs in Iowa alone. The drink has run into some problems, including a recent ban in Canada, where regulators said it does not meet all the specific requirements for meal-replacement products.

Memphis 78