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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

To you, manage your interest rate risk. According to the FDIC, the causes of the 2008-09 financial crisis lay partly in the housing boom and bust of the mid-2000s; partly in the degree to which the U.S. Remember K Bank in Maryland? My lesson learned to the regulators, read your past lessons learned.

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More Gain, Less Pain

Independent Banker

The second part measures cybersecurity maturity levels within five domains: cyber risk management and oversight; threat intelligence and collaboration; cybersecurity controls; external dependency management; and cyber incident management and resilience. For example: Who manages each piece? That could stifle innovation.”.

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More Gain, Less Pain

Independent Banker

The second part measures cybersecurity maturity levels within five domains: cyber risk management and oversight; threat intelligence and collaboration; cybersecurity controls; external dependency management; and cyber incident management and resilience. For example: Who manages each piece? That could stifle innovation.”.

Tools 70
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Are the regulators getting you down?

Jeff For Banks

The FDIC has nearly quadrupled its enforcement actions (“EA”) over the past three years. A third Article that is oft repeated in EAs is a management study, requiring the bank to hire a consultant to evaluate the board, senior management, and/or staffing levels. The stark increase in such orders has been alarming.

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The top-performing community banks of 2021

Independent Banker

Underlying BankVista’s success has been a management philosophy focused on open debate about how to improve, Freeman adds. Using FDIC data, we took into account pre-tax return-on-assets (ROA) figures from the past three years, with the most recent year weighted at 3x, second most recent year at 2x and third most recent year at 1x.