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Top 63 Online Digital Banks for U.S. Consumers (Nov 2023)

Fintech Labs Insights

The legacy players held their market share by providing digital services deemed “good enough” to retain customers loath to switch banks. 2 $520 12 Acorns 613 2012 LA 2,170,000 2.3 350 $540 13 Dave 554 2016 LA 1,560,000 2.8 1,720 $17 34 Karat 69 2019 LA 45,000 $116 35 Oxygen 58 2018 SF 205,000 2.9