Remove Denver Remove FDIC Remove Taxes Remove Technology
article thumbnail

The top-performing community banks of 2021

Independent Banker

Whether it’s products and services, technology strategies or employee benefits, independent community banks decide on their own terms what’s best for their business and their customers. 3-yr average pre-tax ROA. pre-tax ROA: 3.08%. pre-tax ROA: 2.83%. pre-tax ROA: 2.68%. What fits one does not fit all. Tuscaloosa.

article thumbnail

Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

When the Taxpayer Relief Act of 1997 passed, the top capital gains tax rate was lowered, providing yet another incentive for equity speculators to pour money into the fledgling internet industry. M&T assumed their $411 million of loans and securities with a $289 million FDIC loss-share agreement. We took a serious reputational hit.

FDIC 78
article thumbnail

The Thinker

Independent Banker

FDIC Advisory Committee on Community Banking, member. Technology has been one of the biggest assets to our industry in leveling the playing field,” says Hartings, who praises document imaging as one of the best efficiencies his bank has adopted. Adding a mobile banking channel has been the bank’s most recent technology venture.

Ohio 70