Remove Community Remove Lending Remove Missouri Remove Operations
article thumbnail

Small banks: Big challenges and big opportunities

Abrigo

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. How can community financial institution leaders manage their challenges and seize their opportunities at the same time?

article thumbnail

At home with HOA banking

Independent Banker

Academy Bank COO Tom Kientz notes that the community bank was eager to expand its deposit and loan services. Today, the community bank has successful relationships with HOAs across the country. is a full-service commercial bank with 80 branch locations in Arizona, Colorado, Kansas and Missouri. Photo by Jason Tracy.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Aiming for Earnings

Independent Banker

More than ever, community banks are exploring new ideas and unconventional approaches to achieving greater profitability. on profitability in community banking. on profitability in community banking. Missouri Bank sharpens focus on trimming expenses. Higher-volume lending has become more important to profitability.

article thumbnail

Contemporary Roots

Independent Banker

Although there have been many changes during the past 110 years, we believe our community bank’s founding families, of which many of those relationships still continue within our shareholder base, are proud of where we are today. Charles and several other surrounding counties, our community bank’s success lies in the communities we serve.

article thumbnail

Core Unicorn Deals Rattling the Future of Financial Technology

Gonzobanker

While both firms have strong underlying technology and development shops, neither Finxact nor Technisys has the functional requirements to service all consumer and commercial account types for most regional and community banks. And it doesn’t appear that either will have those capabilities anytime soon.

article thumbnail

Branch Transformation: Innovating to be Nimble

Banking 2020

As community banks, we must recognize and be responsive to what our clients are demanding of us. Services include business bookkeeping, operational and financial consulting as well as small business brokerage advice. There are silos between banking services – front line services and lending, not to mention wealth management.

article thumbnail

Banking's Total Return Top 5: 2014 Edition

Jeff For Banks

Open Bank (OTCQB: OPBK) Open Bank commenced operations in 2005 as First Standard Bank in the Koreatown section of Los Angeles. They are built as a relationship bank serving the Korean community in LA and surrounding areas. So, as a branchless bank, BofI has leveraged its significantly lower operating expenses into profit.