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Regulators Need to Approve New Types of Banks: N.C. Banking Commish

American Banker

Ray Grace, North Carolina's banking commissioner, believes federal bank regulators should embrace charters for banks dedicated to innovation. Doing so, he said, would help the banking industry secure its spot as a "laboratory for change.".

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Top 5 Total Return to Shareholders: #4 Bank of the Ozarks

Jeff For Banks

During the discussion, the President of one of the bank''s most profitable divisions opined that less than $10 billion in assets was the "dead zone". But he held firm that the regulatory environment, changing customer preferences, and the pace and expense of technology were driving the market towards bigger is better.