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Analyst Insights: Two Banks that Deliver to Shareholders

Jeff For Banks

Perry's perspective is clearly focused on shareholder value and may be viewed as shareholder primacy, a sometimes derogatory term because pursuing shareholder value could be done at the expense of other stakeholders, such as employees, customers, and communities. billion bank from Moline, IL, and CF Bancshares, Inc. QCRH), an $8.5

Columbus 108
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Stress testing revisited to avert risk and improve risk ratings

Abrigo

Avert Risk The OCC’s October 2012 Supervisory Guidance notes that financial institutions that perform stress testing “have the ability to minimize the impact of negative market developments more effectively” than those that do not have a stress testing process in place.

Columbus 150
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The Thinker

Independent Banker

While out-of-town lenders gave money to customers requiring no down payments to buy overpriced homes that they couldn’t afford, Hartings, the president and CEO of The Peoples Bank Co. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices.

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