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Unraveling the Mysteries of Complex Investment Terms – A Guide for Real People

Ublocal

Bear Market A bear market is when stock prices are falling, and people are worried they’ll keep falling. Imagine a bear swiping down with its paw; that’s what the market is doing. Bull Market A bull market is the opposite of a bear market. It’s like a grand opening sale for a new store.

Taxes 98
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Why No De Novo Banks? Math.

Jeff For Banks

The concept was new, and growth was projected to be robust, albeit not off the charts. The FDIC required the bank to raise $20 million in capital, a tidy sum back in the 1990’s when banks got started with less than half as much. Yet they are also requiring high levels of capital. But that capital comes from somewhere.

FDIC 60
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What is a Certificate of Deposit (CD) and How Do They Work?

Ublocal

During times of market volatility, like those we’re experiencing today , many individuals interested in building their nest egg, or saving for a specific goal, look for alternatives that offer less risk and more stable returns than traditional stocks and stock-based accounts. But first, let’s discuss what they are, exactly. What is a CD?