Jeff For Banks

DECEMBER 13, 2018

Total return includes two components: capital appreciation and dividends. This is clearly a turnaround situation, as the bank lost over $12 million in 2010, over 20% of its capital (ouch). The Bank operates five full service offices. It also operates 13 Home Loan Centers in Oregon and Idaho. Oregon Bancorp, Inc.

Oregon 101

Oregon Ohio California Community Bank 101

Jeff For Banks

JULY 5, 2022

First Internet Bank in Indiana was founded in 1998. They are/were the business owners, demanders of capital and loans, and significant depositors. And a branch, on average, cost about 1% of deposits in direct operating expenses. Build a positive culture with operating discipline. And products started migrating online.

Millennials 78

Millennials Community Pennsylvania Community Bank 78

CB Insights

DECEMBER 19, 2017

Modern-day retail is at an inflection point as retailers face struggling physical storefronts, massive debt, and inefficient operations, among other issues. Increased expenses, supply chain inefficiencies, and the need to enhance operating results contributed to the perfume retailer’s bankruptcy, which was court-approved in October.

Retail 78

Retail Branding Company Capital 78