Remove Capital Remove Community Bank Remove Comparison Remove FDIC
article thumbnail

Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

Between 1980 and 1995, more than 2,900 banks and thrifts with collective assets of more than $2.2 More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. trillion failed.

FDIC 78
article thumbnail

Banking's Top 5 Total Return to Shareholders: 2022 Edition

Jeff For Banks

Short-term focus is a common trait of banks that focus on shareholder primacy over stakeholder primacy. Total return includes two components: capital appreciation and dividends. As a point of reference, the S&P US BMI Bank Total Return Index for the five years ended December 9, 2022 was -1.21%. MetroCity Bankshares, Inc.

article thumbnail

Banking's Total Return Top 5

Jeff For Banks

My method was to search for the best banks based on total return to shareholders over the past five years. capital appreciation and dividends. For comparison purposes, here are last year''s top five, as measured during September, 2011: #1 BofI Holdings, Inc. #2 and Bank of the Ozarks, Inc. Texas Capital Bancshares, Inc.

Texas 78