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Flourishing Forte

Independent Banker

Georgia bank propels major growth through niche SBA lending. When Richard Bradshaw became president of specialized lending three years ago at United Community Bank in Blairsville, Ga., the bank’s three-person Small Business Administration department was lending about $10 million a year. By Howard Schneider.

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American Greed: Can being an honest broker be banks and credit unions competitive advantage?

Jeff For Banks

So, if those involved in banking don''t have the time or inclination to do it, how about the engineer, retail store manager, or forklift operator? I think, as a nation, we will need lots of help managing our money. Others use very large financial institutions that can only loosely be called banks. Probably not.

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