Remove Austin Remove Branding Remove Security Remove UX
article thumbnail

Credit UX: Starter Loans from Self Lender

Fintech Labs Insights

Another more traditional route is a deposit-secured loan. Customers without credit can take a loan secured by their deposit, typically a CD. Enter Self Lender , an Austin, TX-based startup with $17 million in funding. Users apply for a $500 or $1000 CD-secured loan. As the loan is repaid, credit is established.

UX 12
article thumbnail

Does ‘Google Checking’ Foreshadow Big Tech, FinTech Payments Changes?

PYMNTS

Google’s expertise is in UX design,” he noted. “By Instead of trying to be the bank, Google is leveraging the brand name, banking infrastructure and trusted reputation of two banks, one of which is among the world’s largest global FIs, to acquire new users for that product and for Google Pay. Google’s Aim.

Google 272
article thumbnail

Top U.S. Digital Banks for Small Businesses

Fintech Labs Insights

The first pure-play digital bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. We are also including divisions of traditional FIs, if they operate under a separate autonomous brand, such as BBVA’s Azlo. HQ: Austin, TX. Source: CB Insights. Bento for Business. FAB score : 17. Target: – HQ: SF.