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A Deep Dive into the Distribution of the FICO Score Across the US

FICO

Paul and Boston. Arkansas, Mississippi and West Virginia have the lowest average mortgage balances being reported ($127,140, $122,666 and $114,759). West coast MSAs have higher average mortgage balances. MSA 1 (City) Level View. Looking for a lower housing cost? For this blog, we evaluated 33 MSAs.