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A Deep Dive into the Distribution of the FICO Score Across the US

FICO

Minnesota, South Dakota and North Dakota are almost 30 points higher than the national average, coming in at 734, 731 and 730. Paul and Boston. Arkansas, Mississippi and West Virginia have the lowest average mortgage balances being reported ($127,140, $122,666 and $114,759). MSA 1 (City) Level View.