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CRE risk management: Navigating hazards and opportunities

Abrigo

Takeaway 3 Loan-level stress testing can help assess repricing risk, while capital stress testing helps clarify the impact of CRE loan losses on capital. Critical capital Should CRE lending be off the table? But understanding trends in their own portfolios and local markets can allow lenders to identify risk-appropriate CRE credits.

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Four 2023 U.S. Policy Predictions for Financial Services Companies

FICO

Moreover, FICO has produced various open banking analytic models for use by financial institutions around the world. Some BNPL firms already are providing disclosures mandated by the Truth-in-Lending Act. Meanwhile, the National Institute of Standard and Technology is expected to release its AI Risk Management Framework in 2023.