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Bank to the Future

Fintech Labs Insights

Text messaging (especially with speech-to-text), Google Maps, Yelp, Uber, Expedia, Alaska Airlines, Siri and more. And tokenization masks your card numbers from dishonest or careless shopkeepers. I just returned from 10 enjoyable days with family and friends in three U.S. cities (1). But one area that still lags is personal finance.

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Mobile: Why Smartphone Banking Usage Rates Have Stalled

Fintech Labs Insights

The Fed''s latest mobile banking/payments usage numbers ( full text ) were bouncing around the fintech blogosphere last week. Every new banking technology of the past 40 years (including ATMs) have struggled to get more than 50% adoption. Even then, I was shocked that its mobile app only displayed the last 20 credit card transactions.

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