Remove 2023 Remove Banking Trends Remove Branding Remove Regional
article thumbnail

How Proposed Capital Rules Could Hit Credit Cards, Mortgages and More

The Financial Brand

This article How Proposed Capital Rules Could Hit Credit Cards, Mortgages and More appeared first on The Financial Brand. Regional bank failures and troubles in early 2023 may bear bitter fruit for the institutions in that size class and beyond that survived.

Capital 29
article thumbnail

5 Actionable Insights From 2Q 2022 Bank Earnings

South State Correspondent

Last month we saw a skyrocketing of rates by some of the more aggressive banks (like Capital One), and we now see that in their deposit betas (below). For 2Q, deposit betas were sub-10% for most community banks and around 15% for regional banks. These betas were better than initially forecasted.

Trends 195