PYMNTS
JULY 7, 2020
and other nations around the world as a result of the global pandemic continues to draw comparisons to the 2008 financial crisis — so it’s only natural that analysts may turn to the past in an effort to predict what could lie ahead. But that’s not to say that these FinTechs have a certain path ahead. The More Things Change.
Fintech Labs Insights
MARCH 4, 2019
Since the financial crisis in 2008, it’s been much harder for U.S. youth to obtain a credit card. So most rely on debit cards for spending. However, debit cards don’t help in establishing credit for the estimated 45 million American adults without a credit score ( see note 1 ).
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Fintech Labs Insights
JUNE 17, 2021
Notes : *FAB score = Fintech Attention Barometer , a proprietary measure calculated by Fintech Labs. Founded: 2008. First Look at Brex, Fintech’s Youngest Unicorn. Security UX: Suspicious Activity Feedback Loop. The top 10 are profiled after that. FAB Score* . Funding ($M). Visits (5/21). Expensify **.
Fintech Labs Insights
JUNE 17, 2021
Notes : *FAB score = Fintech Attention Barometer , a proprietary measure calculated by Fintech Labs. Founded: 2008. First Look at Brex, Fintech’s Youngest Unicorn. Security UX: Suspicious Activity Feedback Loop. The top 10 are profiled after that. FAB Score* . Funding ($M). Visits (5/21). Expensify **.
Fintech Labs Insights
APRIL 16, 2020
In my 25 years in the fintech space, I’ve had the misfortune to experience three massive ecosystem shocks. To help gauge where fintech is now and how and when it will get back on its feet, let’s compare and contrast the three downturns and their recoveries. Financial crisis (2007-2008). Financial crisis. Coronavirus crisis.
Fintech Labs Insights
MAY 4, 2015
The poster child for bad UX was the denial of a mortgage to previous Fed chairman, Ben Bernanke last year. That’s not nearly the amount of change I expected in this vital area, but the re-regulation of the mortgage industry, thanks to the housing debacle of 2008 to 2012, has taken it’s toll on innovations.
Gonzobanker
DECEMBER 19, 2022
In 2021, there were more than 120 fintech IPOs in the U.S., 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. 2008 called and wants its headlines back. Acquisition of the Year: Bank Acquiring a Fintech. Now that’s what you call a change of momentum.
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