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Fintech’s Third Crisis is Tipping Point to a Digital-Only Future

Fintech Labs Insights

In my 25 years in the fintech space, I’ve had the misfortune to experience three massive ecosystem shocks. To help gauge where fintech is now and how and when it will get back on its feet, let’s compare and contrast the three downturns and their recoveries. Dot-com crash (2000-2001). Financial crisis. Coronavirus crisis.

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Fintech Labs Launches Space for Small Businesses to Connect with Digital Financial Services (Banks, Lenders, Insurers, Payment Processors, Accounting)

Fintech Labs Insights

Since size is an obvious leading indicator, we’ve assigned the companies a score, Fintech Attention Barometer (FAB), that is a proxy of their size using publically available info (funding, website traffic, number of employees, and so on). Geographically, we are initially focused only on companies serving U.S. small businesses.

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Banking UI: Let’s Not Getting Overly Responsive on the Desktop

Fintech Labs Insights

My favorite website of all time was from the ill-fated dot-com “fintech” card issuer, NextCard. See its circa-2001 homepage above. In 1999, it was light years ahead of its time in design and UI. If only it had been equally savvy in its underwriting skills , it would be a digital banking giant by now.

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