Remove Capital Remove FDIC Remove Marketing Remove Pennsylvania
article thumbnail

Senator Sanders to introduce bill imposing 15% or lower consumer credit interest rate cap

CFPB Monitor

Prevailing interest rate levels threaten the safety and soundness of individual lenders, as evidenced by adverse trends in liquidity, capital, earnings, and growth.”. These usury statutes have authorized banks to charge whatever interest rate is authorized under state law to any other lender located in the bank’s home state.

article thumbnail

Squared Away- How It Happened

Jeff For Banks

I attended the Pennsylvania Bankers' Association Women in Banking Conference the next day. Others surprised me, such as the amount of views expended on board composition, or on deploying bank capital. While seventy-five percent done with writing, I read Conscious Capitalism by John Mackey of Whole Foods Market and Raj Sisodia.