Commercial Credit Trends – Where to Tread Carefully
South State Correspondent
MAY 23, 2023
In 2021, we published articles warning bankers against higher rates (for example, HERE ) and the resulting impact on credit. We have seen the higher rates, and now bankers should brace for a credit shock. The operative question is when commercial PODs will show a spike. Lending is getting riskier. This quarter, it is 2.58%.
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