Fintech Labs Insights

NOVEMBER 10, 2023

Consumers have been banking online for 28 years. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. 7,270 $4,100 4 Revolut 3004 2015 London 11,460,000 $1,700 5 Chime 2727 2012 SF 10,710,000 2.6 2 $520 12 Acorns 613 2012 LA 2,170,000 2.3

Digital Banking 15

Digital Banking Online Atlanta Las Vegas 15

Fintech Labs Insights

FEBRUARY 8, 2022

When I started reporting on the space in the mid-90s, I thought banks would end up delivering the bulk of basic accounting functions through their online banking programs. It’s been a popular startup category with 16 of the top 21 companies founded since 2012. We call it the FAB score, standing for Fintech Attention Barometer.

Online 15

Online Detroit Houston Utah 15

Fintech Labs Insights

JANUARY 25, 2022

When I started reporting on the space in the mid-90s, I thought banks would end up delivering the bulk of basic accounting functions through their online banking programs. It’s been a popular startup category with 16 of the top 21 companies founded since 2012. We call it the FAB score, standing for Fintech Attention Barometer.

San Francisco 15

San Francisco Online Detroit Houston 15