Perficient

NOVEMBER 27, 2023

When approached well, it enables organizations to: Unearth hyper-detailed insights into how work is done Identify processes that hinder productivity and are ripe for a rethink This is accomplished by combining data science and process management to deeply understand operational processes based on an organization’s widely available activity logs.

Industry 221

Industry Regulation Compliance Data 221

Bobsguide

MARCH 24, 2022

Finastra and CloudMargin Collateral Management as a Service offering accelerates compliance with UMR regulation. Delivering collateral management as a service, rather than deploying on-premise software, dramatically reduces the cost of ownership for users and delivers fast results.”. Global Head of PR. Learn more at finastra.com.

Compliance 60

Compliance Management Regulation Software 60

Abrigo

NOVEMBER 2, 2016

And participants at Sageworks’ 2016 Risk Management Summit had an opportunity to discuss with peers their institutions’ challenges and best practices related to oil and gas loan concentrations. However, the oil- and gas-sensitive banks’ return on assets has converged toward the comparison groups since mid-2014.

Comparison 150

Comparison Regional Study Risk Management 150

FICO

DECEMBER 8, 2022

Properly managed and strategized, the debt collections process can be an effective customer service asset and anti-attrition tool, in addition to being its classic role in portfolio risk management. Figure 1: Early-stage collections contact options and illustration of treatment prioritization by risk. by Jim Patterson.

Risk Management 52

Risk Management Comparison Strategy Management 52

PYMNTS

JUNE 23, 2017

As part of LexisNexis Risk Solutions’ “Ask the Small Business Experts” series, Head of Small Business Risk Management Ben Cutler interviewed Cortera CEO Jim Swift about the role trade credit data plays in risk assessment.

Data 136

Data Payments Analytics Comparison 136

PYMNTS

JUNE 22, 2018

Our management and all employees are united in our understanding of how serious these issues are, as well as how serious we are in responding to them,” bitFlyer said on its website. “In By comparison, another regulatory crackdown sent prices below $12,000 back in January — a four-week low at the time. as of 4:02 p.m.,

Bitcoin 100

Bitcoin Comparison cryptocurrency Risk Management 100

FICO

APRIL 19, 2023

In comparison, the average Established cards balances at risk was 47 percent higher than all vintages in 2018. All of these trends will be of concern to risk managers. The data sample comes from client reports generated by the  FICO® TRIAD® Customer Manager  solution in use by some 80 percent of UK card issuers.

Cards 52

Cards Risk Management Trends Groups 52

PYMNTS

SEPTEMBER 18, 2018

The company began as a B2B price comparison site allowing companies to compare freight forwarders. Since its launch in 2016, Freightos expanded its feature set to allow businesses to actually book those forwarders, as well as manage and track shipments. In total, Freightos has raised $94.4 million, reports said.

Comparison 122

Comparison Risk Management Industry Analysis 122

FICO

DECEMBER 8, 2022

Most underwriting policies manage approval decisions based on someone’s assets and behavior at or before the time of application, considering how other similar applicants have behaved in the past. Traditional underwriting risk management strategy approach in stressed versus unstressed economy. Economic Scenario.

Risk Management 52

Risk Management Strategy Management Meeting 52

Fintech Labs Insights

MAY 18, 2016

In the case of Scalable Capital, what’s new and noteworthy about their effort to make investing easier is its proprietary risk management technology. Give average investors the same level of risk management as wealthier investors and watch the investment returns for individual investors improve. Stefan Mittnik.

Risk Management 20

Risk Management Capital Management Retail 20

FICO

JUNE 23, 2020

When assessing the success of a strategy, whether it is related to limit management, collections or another decision, issuers will use a variety of data both internal and external. If the strategy is a challenger, it will be judged in comparison to the champion strategy.

Management 52

Management Cards Data Strategy 52

PYMNTS

JUNE 21, 2019

In India, where investors have shied away from alternative nonbank financial companies as of late, one small business (SMB) lender managed to secure an impressive funding round. Other investment targets included a Chinese B2B eCommerce platform with a niche focus, an InsurTech startup targeting gig workers and corporate spend management firm.

Marketing 109

Marketing Capital San Francisco Management 109

CFPB Monitor

AUGUST 6, 2018

For example, it will highlight violations identified through supervision and examiner observations and provide practical steps for managing consumer compliance risks in coordination with similar FRB programs such as the Consumer Compliance Outlook and the Outlook Live webinar series. Mortgage Target Pricing. Disability Discrimination.

Compliance 68

Compliance Risk Management Lending Training 68

Insights on Business

MARCH 19, 2018

Managing and processing numerous sources in numerous formats is a maddening position for a compliance professional to be in. IBM Watson Regulatory Compliance is a cognitive cloud solution that streamlines compliance management, while improving risk management and reduces costs and complexity.

Compliance 135

Compliance Meeting Regulation Comparison 135

FICO

JUNE 1, 2023

Inflation (the year-over-year comparison of the Consumer Price Index) continued to slow in March to 5%; however, prices continue to rise month-over-month. These figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution. from February 2023 to March 2023.

Trends 52

Trends Industry US Cards 52

FICO

FEBRUARY 22, 2023

The data sample comes from client finance reports generated by the FICO® TRIAD® Customer Manager solution in use by some 80% of UK card issuers. For comparison with other regions, see FICO's analysis of Q4 card trends in Canada and the United States.

Cards 52

Cards Trends Analysis Strategy 52

TrustBank

FEBRUARY 22, 2021

For comparison, the 95 year annualized return on domestic stocks has been 10.3%. We expect foreign developed equities to provide an annualized return of 6.3%, somewhat slower than domestic equities, despite lower valuations, due to the increased risks. However, the return over the last 20 years has only been 7.5%

Capital 90

Capital Marketing Washington Trends 90

Jeff For Banks

MARCH 8, 2014

As financial institutions’ commercial credit portfolios have expanded in recent quarters, regulators have increasingly warned against growing so quickly that risk management standards and processes fall behind. Ensure adequate documentation is obtained for ongoing credit-risk monitoring.

Analysis 90

Analysis Risk Management Lending Industry 90

Gonzobanker

MARCH 6, 2020

Peer comparison metrics can be a valuable tool for evaluating staffing levels relative to production and portfolio volumes. Loan and deposit operations processes often utilize myriad systems to manage daily work. A key area where they can do this is in the loan and deposit operations units. Technology: The ‘Must Have’ List Is Growing.

Operations 93

Operations System Groups Technology 93

Jeff For Banks

MARCH 20, 2016

By comparison, over 100 year old and $7.7 Like most marketplace lenders, SoFi claims a borrower risk rating system that is better than the FICO score. How good is their system compared to FICO, or other FinTechs that feel they are more evolved in credit risk management? And in fact, is claiming a FICO score free zone.

Virginia 60

Virginia Risk Management Capital Comparison 60

Jeff For Banks

JUNE 2, 2023

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. To you, manage your interest rate risk. Before becoming desperate and trading interest rate risk for credit risk.

FDIC 78

FDIC Community Bank Regulation Lending 78

BankUnderground

MARCH 6, 2024

However, in subsequent years, lessons learned from the financial crisis have paved the way for advances in risk management and more cautious lending practices. The average tenor of a UK corporate bond is 10 years, so for comparison purposes we look at the cost of issuing a bond 10 years ago in December 2013.

Policies 71

Policies Lending Data Marketing 71

FICO

AUGUST 29, 2017

Other companies may, in comparison, feel like they have lead in their soles. At the same time, if you use increased loss visibility to make better risk management and pricing decisions in day-to-day operations, you’ll book and retain more low-risk, profitable customers. The questions you ask now.

Risk Management 40

Risk Management Analysis Capital Comparison 40

PYMNTS

FEBRUARY 24, 2016

Indeed they do, particularly in comparison to the high-visibility data breaches that befell Home Depot and Target a couple years back — instances where, of course, the cybercriminals responsible came from outside the company, thereby fitting the popular notion of how such fraud typically operates.

Retail 100

Retail Fraud Survey Branding 100

FICO

MARCH 15, 2018

In comparison, origination scores typically incorporate additional data, such as the information supplied by the consumer at the time of application. In our sample, applying the use of Application Risk Manager scores led to approving an extra 4% of total applicants, while maintaining the default rate at 1.2%, as illustrated in Figure 2.

Strategy 40

Strategy Comparison Risk Management US 40

FICO

JUNE 14, 2021

Missed payments were still below historical trends, probably due to increased savings and government support, which continues to blur the picture of card users struggling with debt issues, making it more difficult for lenders to manage. Issuers wishing to subscribe to this service can contact me at staceywest@fico.com. . by Stacey West.

Cards 52

Cards Report Marketing Trends 52

South State Correspondent

JANUARY 30, 2024

Benchmarking can help banks better optimize capital as it gives bank management a sense of what the average is for the industry. As such, IT employees are expected to make up a larger percentage of total employees this year because of staff cuts and the increase of more information security, AI, and data management personnel.

Capital 195

Capital Operations Customer Experience Comparison 195

PYMNTS

DECEMBER 24, 2018

The supply is managed through a network of local dealers, and when a car has lived out its useful life, it is liquidated. The goal is to use naive AI, partnered with human researchers, business leaders, operations managers and a host of others, to create “Ah-Ha!” When consumers are finished with the cars they return them to Fair.

Data 151

Data Payments System social media 151

PYMNTS

MAY 26, 2016

Rather, announcements on store closings, like the one made by Gap this week, are positively optimistic in comparison. A bankruptcy announcement from an apparel retailer that doesn’t claim to be a member of the fast fashion set is hardly news anymore.

Retail 100

Retail Comparison Industry Maine 100

Fintech Labs Insights

SEPTEMBER 19, 2016

Digtial currency management for small businesses. Wealth management. Financial services price comparison portal. P2P real estate investment management. Investor tools to manage carbon risk. Tags: SMB, payments, B2B, billing, invoicing, accounts receivables management. Total raised: $60.9 million Seed.

San Francisco 12

San Francisco New York City Fintech Company 12

Fintech Labs Insights

JUNE 18, 2015

Consumer comparison site. Compliance & risk-management technology. Mobile personal finance manager . Tags: Risk management, security, regulation, compliance. Indian investment portal. HQ: Chennai, India. Latest round: $11 million Series C. Total raised: Unknown. Source: Crunchbase. PolicyGenius.

San Francisco 12

San Francisco Company Fintech Albuquerque 12

PYMNTS

AUGUST 12, 2016

So, while seemingly paling in comparison, this week had its fair share of Sizzles — and some interesting Fizzles. Then, there was the announcement of Square Capital’s partnership with Upserve , a restaurant management system (the same one that also acquired Breadcrumb from Groupon in May) to extend working capital to restaurants.

Lending 100

Lending Apple Cards Study 100

Fintech Labs Insights

SEPTEMBER 21, 2015

Financial services comparison site. Risk management for P2P lending. Direct debit management services. Tags: Advisors, wealth management, personal financial management. Online investment platform. HQ: Marina Del Rey, California. Latest round: $15.5 Total raised: $20 million. Source: FT Partners.

New York City 12

New York City San Francisco Company Fintech 12

Lex Sokolin

SEPTEMBER 3, 2020

These gears of computational machine enable core banking, portfolio management, risk assessment, and underwriting in the guise of various companies. As a comparison, we have always needed light, but the technology of light?—?from from fire, to gas lamps, to incandescent bulbs, to LEDs?—?evolves

blockchain 52

blockchain Software Capital Technology 52

Fintech Labs Insights

MAY 19, 2016

Deposit price comparison site. Health insurance comparison site. Personal loan comparison site. Tags: Consumer, insurance, healthcare, discover, price comparison, lead gen. On-demand insurance. Latest round: $25.5 million Series C. Total raised: $37.8 HQ: Danville, California. Source: FT Partners. Total raised: $22.82

San Francisco 18

San Francisco Company Fintech California 18

Fintech Labs Insights

SEPTEMBER 25, 2015

Risk management. Financial services comparison portal. Financial services comparison portal. Tags: Investing, information, trading, analytics, investors, wealth management. Source: Crunchbase. Gold trading platform. HQ: Bejing, China. Latest round: $16.8 million Series B. Total raised: $16.8+ Source: Crunchbase.

San Francisco 12

San Francisco Company Fintech San Jose 12

Fintech Labs Insights

MARCH 1, 2016

Money transfer price comparisons . Tags: Consumer, investing, real estate, wealth management. HQ: Annapolis, Maryland. Source: Finovate. Fraud protection for e-commerce. Latest round: $20 million Series B. Total raised: $31 million. HQ: San Jose, California. Source: Crunchbase , Finovate. Latest round: $500,000 Debt. million debt).

New York City 12

New York City Company Fintech San Francisco 12