Chris Skinner

MARCH 3, 2020

I just found that Deutsche Bank Research issued three in-depth reports in January looking at the future of payments: Part I: Cash: The Dinosaur Will Survive… For Now Cash will survive. But digital currencies’ potential could re-balance global economic power.

Cards 504

Cards Payments Report Digital Banking 504

Chris Skinner

APRIL 19, 2020

Purpose-driven banking is something I started writing … The post Purpose-driven banking research finds a 9% uplift in revenues appeared first on Chris Skinner's blog. It therefore intrigued me to see that Accenture has just performed a survey around purpose-driven banking.

Survey 386

Survey 386

Chris Skinner

DECEMBER 5, 2017

There’s the Payment Services Directive 2 (PSD2) with Open APIs for payments, … The post The best research into Open Banking appeared first on Chris Skinner's blog. Source: IBM As can be seen, we have several different groups working on Open Banking.

Groups 340

Groups Payments Report Digital Banking 340

Chris Skinner

JULY 3, 2019

The report is in two parts that address what they see as the two key issues banks face … The post AI in banking: the pitfalls and opportunities (research paper) appeared first on Chris Skinner's blog.

Report 344

Report Digital Banking 344

Chris Skinner

OCTOBER 3, 2018

The UK & European Banking Study (EBS), shows that banks are operating in unstable market conditions fuelled by unsustainable profit-taking, crisis level valuations … The post Research lays bare the banking issue appeared first on Chris Skinner's blog.

Study 294

Study Groups Operations Marketing 294

Chris Skinner

APRIL 8, 2019

The … The post The challenge of transforming into “Banks of the Future” (research) appeared first on Chris Skinner's blog. I’ll update on that shortly but I was also involved in a study the organisers – The European House Ambrosetti, a leading economics think tank based in Italy – conducted before the conference.

Conference 368

Conference Study Trends Fintech 368

Payments Dive

MARCH 6, 2020

Digital banking is poised to take off as incumbent banks move much of their business to mobile channels to compete against a new generation of digital-only startups.

Digital Banking 540

Digital Banking Mobile 540

Chris Skinner

APRIL 30, 2018

Here are my headlines: 76% of millennials are looking for new forms of banking 40% of people in their twenties have downloaded a money management app 80% of millennials … The post The future of money (research report) appeared first on Chris Skinner's blog.

Report 280

Report Millennials Management Digital Banking 280

Bank Innovation

DECEMBER 30, 2019

Digital lenders will continue to pursue product diversification strategies as companies expand market share in the coming years, research from S&P Global Market Intelligence concluded. Digital lenders are keen to innovate their product offerings to cater more specifically to different customer segments,” S&P noted in its 2019 U.S.

Lending 273

Lending Strategy Innovation Marketing 273

BankInovation

JULY 24, 2023

Discover Financial Services is making its machine learning research publicly available to peers in an effort to help the industry reach common standards with the technology.

Groups 98

Groups Industry Technology 98

Bank Innovation

AUGUST 30, 2017

The Russian state-owned bank, Vnesheconombank will open a special research center focused on blockchain in September. The center will be based at the National University of Science and Technology in Moscow. The launch of the center came at the request of President Vladimir Putin, according to reports.

blockchain 275

blockchain National Report Technology 275

Payments Dive

DECEMBER 1, 2022

The working paper shines a spotlight on BNPL risks just as the payment method lures more consumers amid high inflation.

Payments 195

Payments 195

American Banker

FEBRUARY 22, 2024

The New York bank's AI research group has published 400 papers, according to new research from Evident; TD Bank Group's Layer 6 unit published 14 last year. These groups work to solve real-life problems in the business units.

New York 74

New York Groups Technology 74

The Paypers

APRIL 18, 2024

Cryptorefills Labs , a prominent entity in the cryptocurrency domain, has unveiled its latest research report titled ‘Stablecoins in Crypto-Shopping.’

cryptocurrency 41

cryptocurrency Report 41

Chris Skinner

MAY 23, 2017

The first is the Innovate Finance research into Industry Sandboxes. The post Money Sandboxes Research appeared first on Chris Skinner's blog. I recently had exposure to two industry reports that are worth bringing to your attention. Igor Pesin, partner in Life.SREDA, presented the report in Rwanda last week at Dot Finance Africa.

Fintech 202

Fintech Innovation Compliance Industry 202

Chris Skinner

AUGUST 11, 2017

It is the result of research conducted by the Harvard Business Review with the Genpact Research Institute, looking at the impact of dgitilaisation in finance, and confirms something I have been … The post Banks are failing digital due to legacy and leadership (Harvard research) appeared first on Chris Skinner's blog.

Leadership 300

Leadership Digital Banking Fintech 300

Chris Skinner

JULY 5, 2016

I’ve published a few summaries of the best of blockchain research earlier this year (February and March). As they publish my content sometimes, here is their list (click on the titles to see the reports): … The post The best blockchain research papers, Q2 2016 appeared first on Chris Skinner's blog.

blockchain 264

blockchain Report 264

The Paypers

MARCH 28, 2024

Boku has launched a new global research report, in which the company analysed payment preferences and purchasing behaviours of customers globally.

Report 41

Report Payments Company 41

PYMNTS

FEBRUARY 8, 2019

The Center will be set up for artificial intelligence-focused computer chip research, development, prototyping, testing and simulation, and help solidify the region as a global hub for research and development. IBM will also expand and extend its partnership with SUNY Poly for the Center for Semiconductor Research (CSR). “AI

New York 191

New York Regional Innovation Capital 191

The Paypers

APRIL 1, 2024

FICO has released a research that highlights the concern of Indonesians over identity theft amidst increased risks posed by real-time payments.

Fraud 45

Fraud Payments 45

PYMNTS

MAY 13, 2020

The ongoing coronavirus pandemic will cause the death of more than 100,000 small and medium-sized businesses (SMBs), triggering a tsunami of bankruptcies nationwide, new research shows. The Mid-Atlantic division had the largest share of firms that have temporarily closed, 54 percent.

Illinois 144

Illinois Chicago National Survey 144

CFPB Monitor

DECEMBER 15, 2023

On December 13, 2023, the Congressional Research Service issued a report titled How the Credit Card Competition Act of 2023 Could Affect Consumers, Merchants, and Banks highlighting potential issues for Congress.

Report 78

Report Industry Cards Regulation 78

The Paypers

FEBRUARY 6, 2024

HFS Research has partnered with AML RightSource in order to release a study on individuals and teach imperatives that drive new automation in fincrime compliance.

Study 45

Study Compliance 45

PYMNTS

JUNE 8, 2020

NBER defines a recession as a “significant decline in economic activity spread across the economy, normally visible in production, employment and other indicators.

US 142

US National Report 142

PYMNTS

DECEMBER 26, 2019

Chinese technology company Tencent has announced it’s going to start researching cryptocurrency and its implications for an ongoing project in blockchain, according to reports. Tencent is also currently looking for a leader of the research group.

cryptocurrency 131

cryptocurrency Company blockchain Exercises 131

CFPB Monitor

DECEMBER 19, 2019

On December 12–13, 2019, the CFPB hosted its fourth research conference on consumer finance. The two-day conference consisted of six panels of researchers presenting their work in various areas of consumer finance with members of CFPB’s Office of Research serving as discussants. Panel 2: Credit Supply Shocks.

Conference 78

Conference Community 78

PYMNTS

JANUARY 30, 2019

Facebook is gearing up to shut down a market research program that relied on an iOS app and reportedly violated the developer guidelines at Apple. The Verge , citing Facebook, reported the market research app would harvest the data of users’ phones with their consent.

Marketing 115

Marketing Guidelines Apple Policies 115

Chris Skinner

DECEMBER 19, 2016

Earlier this year, I summarised some of the best research papers that had been released on FinTech and Blockchain in three parts: Part 1, Part 2 and Part 3. Thanks to Oliver Bussmann’s blog, I can now provide you with a list of the best research released on Fintech this year.

Fintech 150

Fintech blockchain 150

American Banker

OCTOBER 4, 2023

During a speech at a community banking research conference, the Federal Reserve Board governor emphasized the importance of an "evidence-based approach" to regulatory policy.

Community Bank 73

Community Bank Conference Policies Community 73

PYMNTS

JUNE 11, 2019

Facebook announced that it is launching a new market research app called Study from Facebook. “We’ve learned that what people expect when they sign up to participate in market research has changed, and we’ve built this app to match those expectations. . None of the information will be sold to third parties or used to target ads.

Marketing 100

Marketing Study social media Data 100