Jack Henry
NOVEMBER 14, 2023
In our digital age, financial institutions must facilitate swift and effortless business loan approvals, where lenders can make decisions without subjecting clients to lengthy delays. Fortunately, this is achievable through the use of financial spreading software, which not only expedites decisions but also reduces costs.
Payments Dive
NOVEMBER 14, 2023
The new hire is tasked with boosting adoption of The Clearing House’s RTP real-time payments system, as the new rival Federal Reserve FedNow system seeks to attract clients.
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South State Correspondent
NOVEMBER 14, 2023
You are likely in the process of finalizing your strategic plan. The good news is that strategy matters and your team’s time and effort in refining your strategy should pay off. The question is, how much will it pay off? That answer depends on the strategy your bank is pursuing and the underlying business model your bank chooses to leverage. In this article, we look at two very similar institutions, but ones with different bank business models, and show how their model impacts performance.
Payments Dive
NOVEMBER 14, 2023
Competing restaurant point-of-sale players have set their sights on international growth, but they’re likely to find the European market tougher than the U.S. market, Lightspeed’s CEO said.
Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem
Join us for an enlightening webinar as we delve into the transformative realm of modern accounting practices. In today's digital age, the convergence of outsourcing and automation has revolutionized how businesses manage their financial operations. In this webinar we will explore the synergistic potential of these two strategies to streamline processes, enhance accuracy, save cost and drive strategic decision-making.
CFPB Monitor
NOVEMBER 14, 2023
Ballard Spahr Senior Counsel Alan S. Kaplinsky and Mark J. Levin, and David Sherwyn, Professor of Law at Cornell University’s School of Hotel Administration, today submitted lengthy comments to the Consumer Financial Protection Bureau opposing the recent petition filed by consumer advocates urging the CFPB to undertake rulemaking that would prohibit the use of pre-dispute arbitration clauses in consumer contracts in favor of arbitration clauses that would permit consumers to choose between arbit
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Realwired Appraisal Management Blog
NOVEMBER 14, 2023
Once upon a time, in a quiet neighborhood nestled on the outskirts of Macon GA is my friend Sam…true story. Sam was a car enthusiast with a dream – to restore a classic 1972 Corvette.
CFPB Monitor
NOVEMBER 14, 2023
The CFPB, Fed, and OCC have announced that they are increasing three exemption thresholds that are subject to annual inflation adjustments. Effective January 1, 2024 through December 31, 2024, these exemption thresholds are increased as follows: Smaller loans exempt from the appraisal requirement for “higher-priced mortgage loans” are increased from $31,000 to $32,400.
American Banker
NOVEMBER 14, 2023
The agreement includes funds for small-business lending and mortgages for low- and moderate-income borrowers in California and Massachusetts. It puts an end to questions about the fate of an $11.2 billion plan that Silicon Valley Bank inked before it failed in March.
CFPB Monitor
NOVEMBER 14, 2023
Last year, we blogged that Zelle was considering possible solutions for P2P customers on the Zelle Network who were the victims of scams. In an August 30, 2023 press release, Zelle announced that it was initiating new safety measures. It stated: All banks and credit unions on the Zelle Network® must implement Risk Insights for Zelle®.
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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
ATM Marketplace
NOVEMBER 14, 2023
How can banks help small businesses? By taking lessons from consumer products and offering them rewards, tools and personalized services.
American Banker
NOVEMBER 14, 2023
Executives reflecting on the issues that doomed three banks say the closures stressed the importance of adapting quickly to change, and emphasized the advantages of the credit union business model.
BankInovation
NOVEMBER 14, 2023
Embedded finance is a key strategy for financial institutions as consumers demand the integration of financial products within organizations that provide nonfinancial services.
American Banker
NOVEMBER 14, 2023
Arkansas Federal Credit Union in Little Rock launched a branded calling solution in June through a partnership with First Orion, also based in Little Rock. It has helped reduce declined calls by 21%.
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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202
BankInovation
NOVEMBER 14, 2023
Financial institutions are deploying investment technology in a bid to stop customers from withdrawing funds from their accounts and depositing them elsewhere. According to an October Fitch Ratings report, deposits for all United States banks dipped 2.4% between December 2022 and September 2023. U.S.
American Banker
NOVEMBER 14, 2023
Bank failures last spring forced many startup businesses to shift where they store their cash. JPMorgan Chase appears to be the top beneficiary, but other banks say they are just as eager to reel in deposits and do more business with the innovation economy.
The Paypers
NOVEMBER 14, 2023
Singapore-based SC Ventures has announced the launch of Libeara, a tokenisation platform that democratises investment by developing more accessible, transparent, and secure markets.
American Banker
NOVEMBER 14, 2023
American Banker is proud to recognize the honorees for the second annual Most Powerful Women in Credit Unions.
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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.
The Paypers
NOVEMBER 14, 2023
Credix has announced the raise of a USD 60 million credit facility in order to accelerate the expansion of credit access in the region of Latin America.
American Banker
NOVEMBER 14, 2023
The deal for SimplyBank, scheduled to be completed in the second quarter, would give First Financial in Terre Haute, Indiana, additional branches in Tennessee and its first presence in Georgia.
The Paypers
NOVEMBER 14, 2023
The Paypers has launched its latest edition of the Fraud Prevention in Ecommerce Report , the ultimate source for the latest trends in the fraud prevention ecosystem.
American Banker
NOVEMBER 14, 2023
The bombshell investigation into pervasive sexual misconduct at the Federal Deposit Insurance Corp. has spurred some senators to call for FDIC Chair Martin Gruenberg's resignation. If he can't right the ship, then he should step aside.
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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
The Paypers
NOVEMBER 14, 2023
Saudi Arabia-based Tamara has secured USD 250 million in debt financing from Goldman Sachs and Shorooq Partners , to improve its BNPL product and release new tools.
American Banker
NOVEMBER 14, 2023
The Federal Reserve Board governor has emerged as a leading voice of skepticism on various regulatory rules and proposals. In doing so, she joins a long — and sometimes misunderstood — tradition of principled opposition at the central bank.
The Paypers
NOVEMBER 14, 2023
Digital identity ecosystem ConnectID has partnered with Ping Identity to enable simplified integration into existing systems and the adoption of new customers.
Image Works Direct
NOVEMBER 14, 2023
Over the years, we’ve seen a dramatic shift in our bank and credit union marketing services from mailing to large customer and membership lists to focusing on smaller, highly targeted audiences. Methods are now so targeted, in fact, that we are 100% confident that recipients are getting a message about the exact product or service on their minds.
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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.
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