Abrigo
JANUARY 17, 2024
Human trafficking red flags, strategies, and support Human trafficking is more prevalent than most realize, and banks and credit unions can help prevent it. Know the red flags to watch for. You might like this upcoming webinar, " Unveiling human trafficking: Perspectives, realities, and strategies." LISTEN NOW Takeaway 1 Human trafficking is prevalent in the U.S. and worldwide.
South State Correspondent
JANUARY 17, 2024
In our last article ( HERE ), we highlighted the methodology around why banks should calculate and drive value through customer profitability and product profitability. We focused mainly on customer profitability and used risk-adjusted return on capital as a proxy for profitability. In this article, we wanted a different approach to arrive at the same conclusion but in a slightly different context.
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Payments Dive
JANUARY 17, 2024
A debt repayment app startup and a small business lender are among the U.S. startups selected by the card network and its partner this year.
BankUnderground
JANUARY 17, 2024
Lennart Brandt, Natalie Burr and Krisztian Gado The Bank of England has a 2% annual inflation rate target in the ONS’ consumer prices in dex. But looking at its 700 item categories, we find that very few prices ever change by 2%. In fact, on a month-on-month basis, only about one fifth of prices change at all. Instead, we observe what economists call ‘sticky prices’: the price of an item will remain fixed for an extended amount of time and then adjust in one large step.
Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem
Join us for an enlightening webinar as we delve into the transformative realm of modern accounting practices. In today's digital age, the convergence of outsourcing and automation has revolutionized how businesses manage their financial operations. In this webinar we will explore the synergistic potential of these two strategies to streamline processes, enhance accuracy, save cost and drive strategic decision-making.
Payments Dive
JANUARY 17, 2024
Overdraft fees would be reclassified as extensions of credit, forcing banks to disclose an APR. They could also be cut to as low as $3.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Payments Dive
JANUARY 17, 2024
The e-commerce giant and investment firm asked for carve-outs for Amazon Pay and non-fungible tokens, respectively.
BankBazaar
JANUARY 17, 2024
Wanna know how to turn your pocket change into a fortune ? Investing is the way to go and this article is all you need to get started. Gone are the days of investing and saving money being the same thing. These days, investing is a different ball game altogether. Understanding its intricacies and diversity can be daunting for beginners. In this article, we will cover everything a beginner investor must know about investing in India, including the different types of investments, how to create an
Payments Dive
JANUARY 17, 2024
X has been collecting money transmitter approvals in recent months to launch peer-to-peer payments in the app.
William Mills
JANUARY 17, 2024
Remaining at the forefront of policy changes and requirements, specifically for emails, is a top priority for our marketing team. As a HubSpot partner for 10 years, our agency must stay up to date on these changes for ourselves, our clients and our partners. HubSpot released this article discussing Google and Yahoo’s latest requirements for email marketing beginning in February 2024.
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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
American Banker
JANUARY 17, 2024
As part of a settlement with the Justice Department, Patriot Bank must invest more than $1 million of the total in a loan subsidy fund for minority homeowners and take other corrective steps in its everyday business. The bank denied any wrongdoing.
BankInovation
JANUARY 17, 2024
Citizens Bank is looking toward AI and generative AI technology to improve operational efficiency and client experience. The $222 billion bank has “many exciting things on our technology, our digital, data analytics and AI road map that we need to deliver on,” Chief Executive Bruce Van Saun said during the bank’s fourth-quarter earnings call today.
American Banker
JANUARY 17, 2024
The digital-only bank is among the first to offer such a feature, which can make a bank and its checking account stickier.
BankInovation
JANUARY 17, 2024
In 2023, financial institutions continued to look to third-party vendors for innovative solutions to enhance their offerings. A December report by Scottdale, Ariz.-based bank and fintech advisory company Cornerstone Advisors of Arizona said U.S.
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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202
American Banker
JANUARY 17, 2024
After the Rhode Island-based company eliminated 650 positions, severance-related costs contributed to a 71% decline in quarterly net income.
BankInovation
JANUARY 17, 2024
U.S. Bank made digital and operational investments during the fourth quarter as it focused on modernizing payments and technology. The $668 billion, Minneapolis, Minn. bank spent $513 million on technology and communication during Q4, up 12% year over year, according to its Q4 2023 earnings presentation. U.S.
The Paypers
JANUARY 17, 2024
Global professional services company Accenture has partnered with SandboxAQ to deliver artificial intelligence (AI) and quantum computing solutions.
American Banker
JANUARY 17, 2024
At least four conservative judges on the Supreme Court, a formidable group at the oral argument stage, appear ready to overturn 'Chevron' deference, which could have massive consequences for bank policy.
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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.
The Paypers
JANUARY 17, 2024
Global spend management solution Payhawk has obtained an Electronic Money Institution (EMI) licence in the UK granted by the Financial Conduct Authority.
American Banker
JANUARY 17, 2024
As merchants push the government for relief from funding consumer card perks, the card network is exploring how to replace cash with digital incentives.
The Paypers
JANUARY 17, 2024
Payment processing platform Payroc has announced the launch of PayByCloud, a low-code semi-integrated solution for ISVs that simplifies omnichannel payment integrations.
American Banker
JANUARY 17, 2024
Centra Credit Union in Columbus, Indiana — which completed a merger with NorthPark Community Credit Union this month — has agreed to absorb Hoosier Hills Credit Union. The latest deal would create a $3 billion-asset institution.
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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
The Paypers
JANUARY 17, 2024
Alkami Technology , a digital banking solutions provider, has announced that Elevations Credit Union has launched with its online business and retail banking platform.
American Banker
JANUARY 17, 2024
The former Obama administration official and MBA head died unexpectedly on Jan. 16.
The Paypers
JANUARY 17, 2024
AI-powered fraud and risk platform DataVisor has announced that it received its PCI certification under the Payment Card Industry Data Security Standard (PCI DSS).
American Banker
JANUARY 17, 2024
Worldline and Google partner team up for cloud computing; Global Payments works with Commerz in Germany.
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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.
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