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How to Choose a Hedge Provider as a Bank

South State Correspondent

Last week we wrote about loan-level vs. balance sheet hedging for community banks and provided our loan proposal generator ( HERE ). We compared and contrasted the two strategies and sized the market for community banks. A community bank may transact one or only a few balance sheet hedges over many years.

How To 195
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Businesses Take A Profitable Perspective On Coronavirus

PYMNTS

As an indication of that, when the market started to tank in February, stocks of the company that pioneered internet-connected home exercise equipment rose. It believes regions that have not seen a rapid spreading of the virus (such as the Americas) are increasingly likely to see more spread before it quells. percent and 2.2

Exercises 153
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Navigating The Overstuffed Weight Loss Market

PYMNTS

And by the granular numbers, the picture looks even worse: Obesity among women has more than doubled in some regions over the last decade-and-a-half. Users set a weight loss goal and then undertake a customized diet and exercise plan to attack that goal over a 16-week period, during which time they log their food consumption and exercise.

Marketing 131
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Stress Testing: Are the Results Guiding Your CECL Decision-Making?

Abrigo

The scenarios can include increases in interest rates, changes in cap rates by regions (this helps when evaluating collateral components), changes in rents, vacancies, or expenses, and CRE collateral stress. Regulatory communities and auditors want to see that CECL and stress testing remain as consistent as possible across the organization.

Data 150
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Consumer Banking Predictions 2019: Four Trends to Watch

FICO

The annual exercise of staring into our crystal balls and making predictions for the coming year has begun. Indeed, we are already starting to see signs of distress among community and regional banks that lack the advertising budgets and sophisticated digital capabilities of the big national banks.

Trends 73
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Around The World With World Cup Commerce

PYMNTS

Lynne Biggar, chief marketing and communications officer at Visa, said, “We’re trying to get smart about the upfront briefing process to ensure that the insights used are really crisp and the objectives in place are really clear.”. And though the targeting is getting more specific, the range Visa is targeting is getting wider.

Regional 109
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Efficiency now: 8 smart strategy tips

Independent Banker

Fallout from recent global events presents an obstacle to generating revenue for community banks. Since COVID-19, profitability planning for community banks has mainly hinged on how the government was coping with the pandemic and the key role financial institutions played in keeping the economy afloat. By Elizabeth Judd.

Strategy 135