South State Correspondent

AUGUST 21, 2022

Last week we wrote about loan-level vs. balance sheet hedging for community banks and provided our loan proposal generator ( HERE ). We compared and contrasted the two strategies and sized the market for community banks. A community bank may transact one or only a few balance sheet hedges over many years.

How To 195

How To Community Bank Community FDIC 195

PYMNTS

FEBRUARY 19, 2020

And by the granular numbers, the picture looks even worse: Obesity among women has more than doubled in some regions over the last decade-and-a-half. Users set a weight loss goal and then undertake a customized diet and exercise plan to attack that goal over a 16-week period, during which time they log their food consumption and exercise.

Marketing 131

Marketing Exercises Course Big Data 131

Abrigo

OCTOBER 9, 2019

In a recent survey by the National Association for Business Economics, 74% of economists who responded expect a recession by the end of 2021. Regulatory communities and auditors want to see that CECL and stress testing remain as consistent as possible across the organization. According to economists, a recession is looming.

Data 150

Data Exercises Software Tools 150

FICO

DECEMBER 20, 2018

The annual exercise of staring into our crystal balls and making predictions for the coming year has begun. Indeed, we are already starting to see signs of distress among community and regional banks that lack the advertising budgets and sophisticated digital capabilities of the big national banks.

Trends 73

Trends Lending Fraud Exercises 73

CB Insights

OCTOBER 3, 2018

Many other major technology companies are also grappling with ethical questions as they sell products and services to the US military and intelligence community. Amazon, for example, is perhaps one of the nation’s most important defense contractors.

Google 69

Google Industry Arizona US 69

South State Correspondent

MAY 31, 2023

Take the time and effort to explain the backgrounds of the bankers, both personal and professional, and invite the community to establish a relationship. The average community bank may have 30% to 50% on mobile, while the national banks are closer to 80%. The goal is to create energy and engagement.

Data 195

Data Branch Strategies Strategy Mobile 195

South State Correspondent

MARCH 15, 2023

Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio. Banks often ignore this risk, particularly those with limited geographical footprints where community members talk. SVB showed what happens when this risk is realized.

social media 195

social media FDIC Branding Management 195