Payments Dive

MARCH 29, 2024

The agency told international money transfer companies that “deceptive marketing” may run afoul of federal law.

Marketing 259

Marketing Company 259

Payments Dive

MARCH 13, 2020

The coronavirus pandemic has raised a number of concerns about whether consumers would shift towards digital payments amid concerns about cash handling and interacting with large crowds in banks and retail centers.

Payments 509

Payments Retail 509

Perficient

DECEMBER 10, 2020

Black experiences are real, and their fears and concerns about healthcare are real. Message them about the importance of their healthcare and their families. The COVID-19 pandemic isn’t just a chance to help educate Black patients and the community about the disease.

Community 520

Community social media Alabama Groups 520

South State Correspondent

JANUARY 2, 2024

How should lenders discuss interest rates in 2024, and what advice should relationship managers provide their clients about banking products? How Bankers Should Advise Clients About Rates in 2024 We believe there are four broad areas where bankers can advise clients that are not predicated on trying to predict the future.

How To 195

How To St. Louis Lending Marketing 195

Payments Dive

APRIL 14, 2023

The card giant is set to impose a new surcharge cap of 3% tomorrow, but many payments processing professionals are still searching for details about it.

Cards 195

Cards Payments 195

South State Correspondent

DECEMBER 5, 2023

But, lenders should be able to show borrowers the current state of the market and the market’s expectations about the future and explain the variability around future expectations. There is much discussion about how the yield curve’s shape predicts the economy’s future strength.

Lending 195

Lending Marketing Capital Community Bank 195

Perficient

FEBRUARY 10, 2021

If you build a strong level of trust in your healthcare delivery and become an authoritative voice for this community, imagine how you can build on that when communicating about key service lines or conditions that especially affect older patients. Do your front-desk or call center representatives know about your vaccination rollouts?

New York City 484

New York City social media Community System 484

Chris Skinner

JUNE 16, 2020

That being said, I do follow … The post Is the whole system about to fail? That may seem surprising for a FinTech guy, but most of what I’ve invested in seems to lose value. As a result, I collect rare comics instead as Batman, Spiderman and Ironman are forever. appeared first on Chris Skinner's blog.

System 383

System Fintech 383

Chris Skinner

MARCH 30, 2020

The most popular … The post Banks questions about doing digital transformation appeared first on Chris Skinner's blog. Slido allowed audience members to ask questions through the presentation, and the list of questions at the end was quite extensive. I didn’t get time to answer all of them, but here’s a selection.

Conference 338

Conference Video Digital Banking 338

Payments Dive

OCTOBER 10, 2023

Pacsun, GameStop and Tag Heuer have all introduced crypto activations in recent years as the payment option grew in popularity.

Retail 447

Retail Marketing Payments 447

Chris Skinner

MAY 7, 2019

I’m guessing most of you will have … The post It’s all about the data appeared first on Chris Skinner's blog. Our last meetings were a great success and NFI rapporteur Danielle Pamela Neben did a great write-up afterwards.

Data 365

Data Meeting Groups Innovation 365

Chris Skinner

FEBRUARY 20, 2020

They quote a few speeches by Churchill post-war and his views … The post What would Winston Churchill say about #Brexit? But the question is being raised in The Independent this week (first of a five part series). appeared first on Chris Skinner's blog.

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369

Chris Skinner

FEBRUARY 10, 2020

So, here we go … The Stories We Tell Ourselves About Open Banking Distinguishing between what’s true and what we want to be true. Alex Johnson Source: FicoFinTech The trouble … The post The Stories We Tell Ourselves About Open Banking appeared first on Chris Skinner's blog.

Digital Banking 483

Digital Banking 483

Payments Dive

MARCH 10, 2022

Some consumers are charging buy now-pay later installment payments to their credit cards, and that should serve as a "warning flag" to regulators, said three economists who authored the research paper.

Study 476

Study Regulation Cards Payments 476

Accenture

FEBRUARY 25, 2021

As the lead for Strategy and Consulting in Europe, I wanted to narrow the scope of our research to talk specifically about the region. The post Europeans are skeptical about their banks. In this post I focus on the theme of…. Here’s what the data tells us appeared first on Accenture Banking Blog.

US 352

US Data Regional Study 352

South State Correspondent

SEPTEMBER 27, 2023

Given the growing credit risk, the question is, what should banks do about it? This gets the borrower at least thinking about it. Generally, a bank’s loan portfolio is about 75% correlated to the US economy. The average bank loan portfolio has a current Sharpe Ratio of about -0.07. Consider the Sharpe Ratio.

Lending 195

Lending US Marketing Capital 195

Chris Skinner

DECEMBER 9, 2019

A further discussion about data and the key issue of who should have access. During a recent lunch, we talked about how Chinese citizens allow the government to see all of their digital footprint via Tencent and Alibaba, but they do this for a number of reasons. The advantage of … The post Do users care about their data?

Data 231

Data Digital Banking 231

Chris Skinner

JULY 31, 2019

There are always questions about the future. Will regulators create new rules about data sharing? How will quantum computing change … The post There are always questions about the future appeared first on Chris Skinner's blog. It’s the only thing we don’t know. What will happen when Amazon opens a bank?

Regulation 296

Regulation Data Fintech 296

PYMNTS

NOVEMBER 3, 2020

consumers across demographics and geographies for months about how their lives have changed (or not) since the pandemic began. As it turns out, there’s quite a bit we already know today about who consumers will be tomorrow — and what they’ll be looking for next. Consumers Seriously Worry About Infecting Others (But Not Themselves).

Survey 342

Survey Study Mobile Examples 342

BankBazaar

MARCH 28, 2023

R epo rate, w e think we know all about it , but not enough. So, here’s us shining a light or rather charging a flamethrower on some very interestin g facts about it. We know a lot about the Reserve Bank of India (RBI). Any discussion about RBI would be incomplete without the mention of repo rate.

Policies 145

Policies Security Meeting Strategy 145

ABA Community Banking

JANUARY 30, 2024

The post Bank buys raise questions about the ‘credit union difference’ appeared first on ABA Banking Journal. Following a record 16 credit union bank buys announced in 2022, credit unions’ share of total bank purchases hit an all-time high last year.

Taxes 115

Taxes Community Bank Policies Community 115

PYMNTS

DECEMBER 28, 2020

Financial institutions reporting suspected fraud should offer information about how the scammers reached out to the victim, "and any other available details including data related to the financial transactions or method of contact," the agency said.

Fraud 317

Fraud Compliance Operations Report 317

BankBazaar

DECEMBER 18, 2023

Learn more about the most popular Credit Card category in India right here! Additional Reading: 8 Shocking Myths About Credit Cards & Credit Card Rewards Your Preference Matters! Find A Card The post All About Cashback Credit Cards! The joy of spending and saving simultaneously is assured with a Cashback Credit Card.

Cards 78

Cards Guidelines Strategy Online 78

PYMNTS

SEPTEMBER 17, 2020

Of the six million borrowers who were in forbearance at some point since the pandemic began, about 250,000 are again delinquent on their homes , the Black Knight data revealed. . Lenders told the WSJ they are contacting borrowers before their forbearance periods expire. .

Washington 247

Washington Florida National Analytics 247

BankInovation

APRIL 15, 2024

AI continues to take the financial services industry by storm, but as the mega-big banks implement internal AI councils, hire chief data officers and invest heavily in the tech, many institutions are still asking “Where do we start our AI journey?”

Industry 112

Industry Data 112

CFPB Monitor

AUGUST 1, 2023

According to Professor Sovern, the Sommers study augments his earlier (2014) study of this subject and confirms that “consumers are generally unaware of whether their contracts contain arbitration clauses, and consumers who have agreed to such clauses tend to hold mistaken beliefs about their procedural rights ….”. Continue Reading

Michigan 145

Michigan Study 145

ABA Community Banking

APRIL 9, 2024

Community bankers are showing slightly more confidence in the future economic conditions but still have concerns, particularly about regulatory burden, according to the latest Community Bank Sentiment Index/ The post Survey: Community bankers remain concerned about economy, regulation appeared first on ABA Banking Journal.

Survey 52

Survey Community Regulation Community Bank 52

PYMNTS

JANUARY 12, 2021

Commerzbank warned German financial watchdog BaFin about Wirecard 's illicit activity early in 2020, before the payment giant's scandal of missing money came to light later in the year, the Financial Times (FT) reported. billion euros (about $2.1 billion) in a revolving credit facility.

Fraud 175

Fraud Report Regulation Groups 175

CFPB Monitor

NOVEMBER 20, 2023

The Consumer Bankers Association has launched a four-part blog series “Facts Matter” to counter what it calls “misinformation conveyed by the CFPB” in its press release about the CFPB’s October 2023 report (Report) under the Credit Card Accountability Responsibility and Disclosure Act (CARD Act).

Cards 88

Cards Report Marketing 88

PYMNTS

AUGUST 4, 2020

But Visa’s Kevin Phalen told Karen Webster in a conversation about the Back to Business study that none of that is surprising. According to the survey, three-quarters of them (75 percent) report being positive about the future. The thing that really blew me away was how optimistic small businesses are,” he said. What Comes Next.

Study 315

Study Survey social media Online 315