Bank Innovation

APRIL 26, 2019

Capital One Financial plans to complete the exit from its data centers and to go fully into the public cloud by the end of 2020, Chairman and CEO Richard Fairbank said during the bank’s first-quarter earnings call on Thursday. based bank is expecting its full-year operating efficiency ratio to improve to 42% in […].

Capital 170

Capital Operations Data Digital Banking 170

PYMNTS

OCTOBER 8, 2020

Risk management platform Feedzai announced a 44 percent increase in growth for the first half of the fiscal year for 2020, which a press release says was one of the company’s most successful so far. Comparing it favorably to the first half of 2019, Feedzai says it closed deals in the U.S., EMEA, Asia and the Pacific and Latin America.

Report 247

Report Fraud Risk Management America 247

PYMNTS

MAY 4, 2020

He will be tasked with developing strategy, direction and comprehensive success of Mastercard’s operations across 53 countries in Europe. Barnett is taking the place of the current president of 15 years, Javier Perez, who is retiring at the end of 2020. Perez joined the company in 1996 and was a driving force in the growth of payments.

Operations 141

Operations Regulation Regional Retail 141

PYMNTS

DECEMBER 24, 2020

market for initial public offerings (IPOs) had a banner year in 2020 despite the pandemic — or perhaps because of it. billion during 2020’s first nine months. percent during 2020’s first nine months to $1.75 Co-founded in 2011 by Facebook veteran Doug Hirsch (now GoodRx’s CEO), the company has operated in the black since 2016.

US 230

US Company Report Payments 230

PYMNTS

JULY 9, 2019

Those three words strike at the heart of identity, and mean so very much when it comes to the efficient operation of the global digital economy and its continuing growth, whether via retail, payments, financial services, healthcare or other areas. ID Data Points. Everything is moving toward digital.”.

Security 191

Security Online Fraud Samsung 191

PYMNTS

JULY 29, 2019

Apple won’t be the first major vendor offering a 5G smartphone, but all three iPhones scheduled for release in 2020 will accommodate the new cellular network. . Analyst Ming-Chi Kuo of TF International Securities said 5G will be on all the new phones, not just on the two highest-end models, CNBC reported on Monday (July 29). .

Apple 164

Apple Resources Report Mobile 164

PYMNTS

DECEMBER 31, 2020

Key Data Points: Consumers are performing 12 percent more activities at home in 2020 than they did in 2019 and making purchases during 12 percent of those activities, on average. Key Data Points: 60 percent of small restaurant operators have had their revenues decline since the pandemic began. 31 percent bank via app. percent to 11.5

Data 277

Data Innovation Payments Millennials 277

PYMNTS

DECEMBER 26, 2019

A year from now then, by December 2020, it’ll be interesting to see where we’ve been and where we thought we’d be — and what might come next. A year from now, the end of 2020 may be marked by a holiday season tied to robust holiday shopping done through mobile means and contactless payments amid a surge of contactless cards issued by banks.

eBook 137

eBook Payments Course Trends 137

Gonzobanker

JANUARY 17, 2020

Well GonzoBankers, the gang is back to work and we are all headed face-first into 2020 – a year with more uncertainty than most about how things will turn out. So, to get your Gonzo executive brains warmed up for a new year, I offer you 20 important banking realities for 2020 to guide your strategic execution efforts: 1.

Customer Experience 127

Customer Experience Fintech Regional Cards 127

PYMNTS

FEBRUARY 7, 2020

But this fallback option (less secure though it may be) will disappear, said Edwards, as authentication methods improve on the digital front. Various points along the continuum of healthcare also may operate with different systems. I believe the time has arrived for healthcare RFPs in 2020.”.

Payments 164

Payments Data System Security 164

Cisco

NOVEMBER 16, 2020

Ways to leverage IoT sensors, and networking & security solutions for remote work & branch ATMs. Secure and compliant remote work enablement. Aligning employee video conferencing and collaboration use with your security, risk, and compliance requirements. Create the Next Generation Agile, Secure and Intelligent Campus.

Security 138

Security Compliance Video ATM 138

PYMNTS

FEBRUARY 28, 2019

IoT Security Concerns. A company such as Zededa generally operates in an area called “edge computing,” which a recent article from PCMag.com defined as “an architecture in which data is processed closer to where it originates.” By 2020, according to a Gartner Research estimate , there will exist some 20.4 Security Upgrades?

Security 198

Security Survey Course Data 198

PYMNTS

AUGUST 4, 2020

Financial institutions (FIs) plan to spend 15 percent more protecting their computer networks in 2020 than they spent in 2019, according to a report based on the results of a survey conducted by Deloitte & Touche LLP and the Financial Services Information Sharing and Analysis Center.

Survey 265

Survey Security Analysis America 265

PYMNTS

FEBRUARY 20, 2020

One of the major factors weighed by owners when making that choice is how they will receive payments from guests, which is why it is critical for intermediary platforms to make sure home owners can receive payouts both easily and securely. alone expected to participate in this type of work in some form by the end of 2020.

Security 161

Security Regulation New Jersey Payments 161

PYMNTS

OCTOBER 7, 2020

LINE’s digital exchange operator and blockchain division LVC is rolling out a way for users to loan out digital assets to BITMAX, such as ethereum and bitcoin, CoinDesk reported. In other news, about 75 digital currency exchanges have shuttered because of exit schemes, breaches or unknown reasons in 2020, 4crypto reported.

Bitcoin 171

Bitcoin Lending blockchain cryptocurrency 171

PYMNTS

DECEMBER 24, 2020

Consumers, in short, entered spring 2020 realizing that their old, largely physical habits for feeding themselves were a bad fit in a world where proximity between themselves and strangers was frowned upon as a public health liability. The Secret Sauce For Securing Foods Digital Future Is Forethought. “If

Study 206

Study Industry United States Innovation 206

PYMNTS

NOVEMBER 30, 2020

State mandates have also forced some businesses to close or limit on-premises operations, prompting such merchants to connect with consumers online instead. Fraudsters have redoubled their attacks on eCommerce channels, however, making consumers more concerned about data security. Streamlining Onboarding Security.

Cards 151

Cards Security ATM Data 151

Banking Exchange

JANUARY 10, 2022

Fraud cases increased by 343 between 2020 and 2021 Risk Management Security Cyberfraud/ID Theft Operational Risk Feature3 Feature.

Fraud 145

Fraud Risk Management Security Operations 145

PYMNTS

JANUARY 24, 2020

In its oversubscribed series A funding round, OnPay , a Georgia-based payroll software startup, secured $6 million, the company said this week. The firm, based in South Africa, said it will use the funding to scale operations across Southern Africa, the U.S. Flutterwave. million euros (nearly $75 million) in fresh funding for the firm.

Fintech 198

Fintech Capital San Francisco Georgia 198

PYMNTS

JANUARY 21, 2020

As of 2020, about 25 percent of American renters are paying over 50 percent of their monthly income in rent , according to Apartment List. The average security deposit in the U.S. Their savings might cover the security deposit — barely, in some cases — but will more or less be consumed.

Security 132

Security Denver Los Angeles Wichita 132

CFPB Monitor

DECEMBER 22, 2020

Additionally, service providers to banking organizations would be required to notify at least two individuals at affected banking organization customers immediately after the bank service provider experiences a computer-security incident that it believes in good faith could disrupt, degrade, or impair services provided for four or more hours.

Security 78

Security Report FDIC Regulation 78

CFPB Monitor

AUGUST 25, 2022

On August 8, 2022, the District of Columbia Department of Insurance, Securities and Banking (the Department”) issued a Bulletin on money transmission (the “Bulletin”). In support of its position, the Department highlights the July 2020 decision of the U.S. Such entities require a money transmitter license to operate in the District.”

District of Columbia 78

District of Columbia Security Bitcoin cryptocurrency 78

PYMNTS

NOVEMBER 4, 2019

The International Organization of Securities Commissions (IOSCO) said existing securities rules could be applied to Libra, Facebook’s proposed cryptocurrency, according to a report by Reuters. That would mean that regulation already in place for securities, like reporting, disclosures and registration, could be applied to Libra. .

Security 100

Security cryptocurrency Regulation Analysis 100

Perficient

SEPTEMBER 29, 2020

The world is quite a different place than it was six months ago, and with the 2020 holiday season fast approaching, the pressure is on to meet revenue goals in what’s been an uncertain year. There’s the experience, there’s the business operations, and there’s the technology and data that has to drive it.

Marketing 294

Marketing Branding Data Industry 294

PYMNTS

JANUARY 27, 2021

27) as part of its Q4 and full year 2020 earnings that total revenue surged 33 percent year-over-year for the three months ended Dec. 31, 2020, up 12 percent year over year. 31, 2020, up 12 percent year over year. billion for December 2020, up from 1.66 31, 2020, marking a rise of 14 percent year-over-year.

social media 197

social media Report Security Operations 197

PYMNTS

NOVEMBER 4, 2019

The International Organization of Securities Commissions (IOSCO) said existing securities rules could be applied to Libra, Facebook’s proposed cryptocurrency, according to a report by Reuters. That would mean that regulation already in place for securities, like reporting, disclosures and registration, could be applied to Libra. .

Groups 101

Groups Security cryptocurrency Regulation 101

PYMNTS

OCTOBER 2, 2020

Adhering to Payments Card Industry (PCI) Data Security Standards (DSS) is an unavoidable requirement for any and all eTailers that accept card payments, but a surprising number of firms are not up to speed on these standards. The need for digital security has never been more paramount than during the COVID-19 crisis.

Compliance 243

Compliance Data Report Meeting 243

PYMNTS

DECEMBER 19, 2019

Well, that is where things get a little bit confusing, Arjun Kakkar, vice president of Strategy and Operations at Ekata , told PYMNTS in a recent interview. When asked what is most important in an eCommerce transaction, consumers rank security slightly above convenience. It was supposed to go into effect on Sept. For how long?

Compliance 102

Compliance Regulation Strategy Training 102

Perficient

FEBRUARY 2, 2023

Security/Biometric Payments With the widespread popularity of digital payments continuing to grow, security remains at the forefront of concern for payment companies and their vendor partners. To use this offering, cardholders enrolled a fingerprint to have securely stored on their card.

Industry 471

Industry Trends social media Payments 471

Tomorrow's Transactions

JUNE 9, 2020

2020 has been dominated by the COVID-19 pandemic threatening our way of life, challenging our resourcefulness and resilience, on a global scale not experienced since the World War ended 75 years ago. Many employers would not have considered such a move previously, citing security and lack of productivity as potential hurdles.

Resources 82

Resources Risk Management Operations Regulation 82

PYMNTS

DECEMBER 16, 2019

I’ve connected a few of the dots from over the last decade that I believe will shape how the world will evolve in the 2020s, as well as the role of payments in driving that change. 2020 Trendline One: Rapid Acceleration Of Cash To Digital Payments. 2020 Trendline Two: The Rise Of On-Call Commerce.

Payments 180

Payments Innovation Cards Google 180

PYMNTS

SEPTEMBER 28, 2020

“ Digital transformation ” has been the buzz phrase for small- to medium-sized businesses ( SMBs ) of all types over the past half-year as they rushed to reorganize their operations end to end amid the pandemic.

Fraud 236

Fraud Customer Experience Tools Retail 236

PYMNTS

MARCH 20, 2020

Banking technology FinTech Finastra was hit with a security breach on Friday (March 20), and was forced to shutter key systems and send employees home, according to a report by KrebsonSecurity. We wish to inform our valued customers that we are investigating a potential security breach. At 3:00 a.m.

Fintech 276

Fintech Security America Course 276

PYMNTS

JANUARY 1, 2021

If 2020 was the year of streaming media, of content done a million different ways, of apps and Apple, and Google’s and Amazon’s algorithms … it was also the year of Big Tech regulation, where 2020 set the stage for a 2021 that could be seismic in changing the way companies — from Facebook to Apple to debt collectors — interact with consumers.

Regulation 352

Regulation social media Course Apple 352

PYMNTS

NOVEMBER 1, 2020

Crypto exchanges are reporting seeing traffic increases from five to 10 percent in India, while local crypto exchanges have seen a tenfold increase in registrations in 2020. However, the lack of a clear government framework on how crypto can operate may hold things back even now, Cointelegraph reports.

Bitcoin 212

Bitcoin cryptocurrency Fintech US 212

PYMNTS

DECEMBER 24, 2019

26, the eCommerce operator — via its Alexa Skills Kit Blog — announced the debut of “two new Alexa capabilities that will help create a more natural and intuitive voice experience for your customers.”. Real-time payments — it’s a common phrase in 2019 that will become even more common in 2020. Connected car shipments in the U.S.,

Cards 160

Cards Payments Study Examples 160

PYMNTS

NOVEMBER 25, 2020

With the rapid shift to digital, financial institutions (FIs) expect to spend 15 percent more in 2020 to protect their networks, according to a previous Deloitte & Touche survey. Only when the transformation is complete will the spending on it stop increasing, as it will become a more steady operational expense.”.

Study 304

Study Survey Fraud Compliance 304