CFPB Monitor

FEBRUARY 3, 2021

Department of Housing and Urban Development (“HUD”) to “as soon as practicable, take all steps necessary to examine the effects of” the final rule issued by HUD in September 2020 (“2020 Rule”) revising its 2013 Fair Housing Act (“FHA”) disparate impact standards (“2013 Rule”).

Massachusetts 78

Massachusetts Leadership Analysis Community 78

Independent Banker

DECEMBER 31, 2022

From 2019 to 2020 alone, the amount of money involved in elder financial abuse rose by nearly a billion dollars—the largest year-over-year increase since 2013. Community banks can help prevent, identify and report financial elder abuse. ICBA Community Banker University courses. Quick Stats. of the U.S. CRA Partners.

Training 91

Training Community Resources Course 91

Jeff For Banks

DECEMBER 22, 2013

Access National Corporation #4. Especially if I believe community banks must increasingly be known for some niche to differentiate. Nasdaq: EGBN) EagleBank, founded in 1998, is a traditional community-based business bank, serving the metro Washington DC market. This, naturally, eliminated many of the smaller, illiquid FIs.

Community Bank 86

Community Bank Atlanta Community Strategy 86

BankInovation

JULY 21, 2020

Radius Bank reaches a national customer base through its digital channels and powers banking services for fintechs like Brex and NorthOne. It’s a business plan the former community bank, which was founded in 1987, spent years developing and continues to improve today. “As

Community Bank 59

Community Bank Community National Fintech 59

CFPB Monitor

SEPTEMBER 11, 2020

On September 4, 2020, the Department of Housing and Urban Development (“HUD”) issued a final rule revising its 2013 Fair Housing Act (“FHA”) disparate impact standards (“2013 Rule”) to reflect the U.S. Supreme Court’s 2015 decision in Texas Department of Housing and Community Affairs v. Inclusive Communities Project, Inc.,

Community 78

Community Policies Examples Groups 78

South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure. This article explores the risk and what to do about it.

Community Bank 195

Community Bank Community Los Angeles Regional 195

Abrigo

MAY 5, 2022

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. Main Street Banking: A Podcast for Community Bankers 8. Breaking Banks Breaking Banks , billed as the #1 global fintech podcast and radio show, began in 2013 and is hosted by media firm Provoke.fm.

Community 195

Community Lending Maine Resources 195

Abrigo

AUGUST 11, 2016

According to the Credit Union National Association (CUNA) , credit unions had a record year in 2015, with 3.7 Federal Reserve System Survey conducted in 2015, 51 percent of mobile banking users had deposited a check using a banking app in the previous 12 months, a 38 percent increase from 2013.

Michigan 150

Michigan Milwaukee Indiana Wisconsin 150

Abrigo

FEBRUARY 16, 2016

According to the Urban Institute’s “ Nonprofit Sector in Brief 2015 ,” the number of nonprofits registered with the Internal Revenue Service increased by about 3,000 a year between 2003 and 2013. economy in 2013, or roughly 5 percent of GDP. Revenues increased 3 percent to $2.26 trillion; assets rose 5.2 percent to $5.17 percent to $2.10

Analysis 150

Analysis Lending Community Bank Community 150

CFPB Monitor

JANUARY 30, 2020

Before joining the Bureau, she served as Director of Procurement Services for the Corporation for National and Community Service. Mr. Wernecke has served at the Bureau since 2013, most recently as the Section Chief in the Consumer Response Product Office. Department of Justice.

Regulation 78

Regulation Policies Lending Community 78

PYMNTS

JULY 21, 2017

AlphaBay has been down since early July — since the arrest of founder Alexandre Cazes, a Canadian national living in Bangkok. Two men in Germany were arrested as the operators of Hansa (their nationality seems to be unknown). Their respective operators have also been arrested. DO NOT MAKE NEW ORDERS ON ANY DNM ANY MORE!”

Marketing 100

Marketing National New York Conference 100

South State Correspondent

MAY 1, 2024

With financial hardship, competition from dominant players, and a startup budget, Gentle Monster faced many of the same challenges as a community bank. How Banks Can Leverage: Niche markets abound in banking, and community banks are in the perfect position to create a following on a national level should they desire.

Innovation 195

Innovation social media Branding Marketing 195

Abrigo

JUNE 10, 2019

It is an international United Nations observance day that is commemorated by most countries around the globe on June 15. The National Adult Protective Services Association defines EFE as when a person misuses or takes the assets of a vulnerable adult for his/her own personal benefit. billion reported by financial institutions.

Fraud 150

Fraud Training National United States 150

Jeff For Banks

APRIL 14, 2022

A Primer on Money, Banking, and Gold 2008 Cordelia Frances Biddle Biddle, Cordelia Frances Biddle, Jackson, and a Nation in Turmoil: The Infamous Bank War 2021 Alan S. Guardians of Prosperity: Why America Needs Big Banks 2013 John F. Blinder Blinder, Alan S. Bonadio Bonadio, Felice A. Giannini: Banker of America 1994 Richard X.

America 78

America National Denver United States 78

CFPB Monitor

OCTOBER 30, 2018

In June 2018, HUD issued an advance notice of proposed rulemaking (ANPR) seeking comment on whether its 2013 Fair Housing Act disparate impact rule (Rule) should be revised in light of the U.S. Supreme Court’s 2015 Inclusive Communities decision. Comments on the ANPR were due by August 20, 2018. federal district court.

Community 68

Community Groups Compliance National 68

PYMNTS

MAY 18, 2017

Appear Here’s online marketplace for short-term retail rentals began in London in 2013, and has since expanded nationally to a number of cities in the U.K All told, the company has raised $21.4 million to date in three rounds of funding according to Crunchbase. The pop-up store is nothing new in concept.

New York City 100

New York City New York Retail Online 100

CFPB Monitor

SEPTEMBER 13, 2018

57, disapproving of the CFPB’s Bulletin 2013-2 regarding “Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act.” because of race, color, religion, sex, handicap, familial status, or national origin.”. because of race, color, religion, sex, handicap, familial status, or national origin.”.

Rhode Island 60

Rhode Island District of Columbia North Carolina Vermont 60

CFPB Monitor

AUGUST 30, 2018

Department of Housing and Urban Development (HUD) to make significant changes to its 2013 Disparate Impact Rule (Rule) in light of the 2015 U.S. Supreme Court ruling in Texas Department of Housing and Community Affairs v. Inclusive Communities Project, Inc. The ANPR’s comment period ended on August 20.

Groups 68

Groups Rhode Island District of Columbia North Carolina 68

CFPB Monitor

FEBRUARY 17, 2021

Acting Director Uejio also expressed concern about “disparities in some companies’ responses to Black, Brown, and Indigenous communities” found by consumer advocates, but he did not name those consumer advocates or the studies that may have prompted his comments. He stated that “senior leadership of these companies can expect to hear from me.”

Regulation 78

Regulation Study Community Leadership 78

Independent Banker

JUNE 29, 2015

The rejection of the recent MasterCard-Target settlement showed us something that many of us community bankers have known for a long time—that pennies on the dollar is never a good deal for anyone. A national data security breach and notification standard should replace the current patchwork of state laws. in Coldwater, Ohio.

Community Bank 70

Community Bank Community Ohio Security 70

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). We believe we can effectively compete as a community bank in our market area and the niche markets we serve. Department of Agriculture.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Jeff For Banks

DECEMBER 15, 2013

During the second quarter 2013, bank branches generated a relatively low 2.04% total revenue as a percent of average deposits. If you are consolidating a branch into another in the next town over, select your best people to run the consolidated branch, ideally with residents from each community. Top of my list, branch consolidation.

How To 89

How To Community New Jersey social media 89

CFPB Monitor

APRIL 28, 2016

Supreme Court decision last June in Texas Department of Housing and Community Affairs v. The Inclusive Communities Project, Inc. The trade associations originally filed their complaint in American Insurance Association and National Association of Mutual Insurance Companies v.

Industry 60

Industry Groups Community Texas 60

South State Correspondent

OCTOBER 25, 2023

However, volume has steadily declined as Venmo gained more traction by 2013, combined with real-time payments, Apple Pay, Google Wallet, and Zelle after 2017. National and many community banks want to integrate into the accounting and enterprise resource planning (ERP) software (example below).

Fraud 195

Fraud ATM Payments Management 195

PYMNTS

AUGUST 26, 2016

Austin’s startup community has seen a big transformation over the years. But as Nate Stewart, Group Product Manager for BigCommerce, pointed out, today startups comprise a sizable percentage of the city’s community. “As There’s a positive feedback loop here that’s causing more and more startups to be created in or move to Austin.”.

Austin 100

Austin Fintech New York City Community 100

NCR

MAY 9, 2017

Most community banks and credit unions have only one app, their banking transaction app. Bankrate’s conversion of the Quizzle app (purchased from Quicken Loans in 2016) to Score & Report, white-labeled for use by community banks and credit unions, enables a branded and cost effective solution for quick adoption of new technology.

Fintech 75

Fintech Hawaii Community Bank San Francisco 75

Abrigo

OCTOBER 9, 2019

In a recent survey by the National Association for Business Economics, 74% of economists who responded expect a recession by the end of 2021. Charge offs were close to zero for most banks since 2013, according to call report data from S&P Market Intelligence. According to economists, a recession is looming.

Data 150

Data Exercises Software Tools 150

CFPB Monitor

DECEMBER 22, 2014

Mishkin The American Bankers Association, Consumers Bankers Association, Independent Community Bankers of America, National Association of Federal Credit Unions, and Association of Military Banks of America have submitted a 59-page letter commenting on the Department of Defense’s proposed revisions to its Military Loan Act regulations.

Groups 74

Groups Regulation Industry America 74

PYMNTS

JANUARY 18, 2021

Every year for the last 110 years , members of the retail trade group, known as the National Retail Federation (NRF), have assembled to discuss the slate of issues pertinent to its members. The 2013 holiday season then began to show signs of the shift to online and digital, and away from brick-and-mortar retail.

Retail 309

Retail Online Maine Branding 309

Independent Banker

NOVEMBER 24, 2014

“I love being around people, and people are what community banking is all about.” Overcoming various long odds over the years, Shirley Nelson launched and then grew a thriving California community bank. National Award Recipient. I love being around people, and people are what community banking is all about,” she says. “We

Oakland 98

Oakland Community Bank Community Industry 98

Abrigo

AUGUST 6, 2019

Blanco discussed the organization’s active approach toward addressing the top financial threats to our financial system, our national security, and our communities and families. FinCEN is committed to addressing compliance failures that put our financial system and national security at risk. billion since 2013.

System 264

System Las Vegas San Antonio San Diego 264

Bankelele

SEPTEMBER 22, 2014

An ad in the September 22 Nation newspaper has a statement by the European Union addressed to exporters from the East African Community on changes to the tariff regime starting on October 1 owing to the failure of the two sides to sign an Economic Partnership Agreement (EPA). EU newspaper ad. for roast coffee (not 7.5%), 10.9%

Community 34

Community National Survey 34

PYMNTS

MARCH 14, 2018

Against this backdrop, mobile ID and national ID numbers represent effective, and low-cost, ways of moving beyond cultural issues that might be impediments to financial inclusion. Mobile and national IDs provide unique digital identifications that can solve many issues for the unbanked, the socially excluded and the rural poor,” said Grobler.

Mobile 120

Mobile Case Study Payments United States 120

Jeff For Banks

MAY 20, 2017

and New York Community Bancorp called off their planned merger. The OCC did an excellent analysis of the impact of this guidance in 2013. The Great Recession lasted from the fourth quarter 2007 through the second quarter 2009, according to the National Bureau of Economic Research. And regulators are getting anxious.

Lending 60

Lending Regulation Community Community Bank 60

Independent Banker

FEBRUARY 16, 2015

From opposite political directions, Senators Shelby and Brown stand on point to greatly influence community banking’s agenda in the next Congress. The mix of contrasts and similarities of Shelby’s and Brown’s perspectives and policymaking portend an active session for community banking’s agenda in the new 114th Congress. By Ed Avis.

Community Bank 70

Community Bank Alabama Ohio Community 70

PYMNTS

SEPTEMBER 3, 2019

The goal was to offer an easy mechanism within the eBay community to disseminate information on which sellers to trust and which to avoid. The national craze ended up pushing 6 percent of eBay’s sales on site. EBay, incidentally, also claims Beanie Babies were another big driver of the magic in 1997. eBay In The 21st Century .

San Jose 203

San Jose Online Illinois Payments 203

CFPB Monitor

MARCH 20, 2017

As his 2013 law review article underscores, Professor Prakash strongly advocates in favor of robust Presidential powers. In his testimony, he mentioned that he and his then law firm colleagues were co-counsel to a small community bank in State National Bank of Big Spring v. Olson is lead counsel to PHH.

Virginia 74

Virginia Community Bank America Policies 74