CFPB Monitor

SEPTEMBER 13, 2018

57, disapproving of the CFPB’s Bulletin 2013-2 regarding “Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act.” They assert that action by the CFPB in derogation of those regulations would violate the Administrative Procedure Act. to discriminate against any person. to discriminate against any person.

Rhode Island 60

Rhode Island District of Columbia North Carolina Vermont 60

CFPB Monitor

OCTOBER 30, 2018

In June 2018, HUD issued an advance notice of proposed rulemaking (ANPR) seeking comment on whether its 2013 Fair Housing Act disparate impact rule (Rule) should be revised in light of the U.S. Supreme Court’s 2015 Inclusive Communities decision. Comments on the ANPR were due by August 20, 2018. federal district court.

Community 68

Community Groups Compliance National 68

PYMNTS

OCTOBER 11, 2017

No one will argue the point that regulation is not necessary or that abuses don’t happen. Reading through the collective reactions of the financial services ecosystem over the last seven days makes one thing very clear: The CFPB may have called its payday lending regulations a final draft, but this process is far from over.

Lending 109

Lending Regulation Guidelines FDIC 109

Abrigo

AUGUST 6, 2019

Blanco discussed the organization’s active approach toward addressing the top financial threats to our financial system, our national security, and our communities and families. FinCEN is committed to addressing compliance failures that put our financial system and national security at risk. billion since 2013.

System 264

System Las Vegas San Antonio San Diego 264

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). We believe we can effectively compete as a community bank in our market area and the niche markets we serve. Department of Agriculture.

Strategy 100

Strategy Texas San Antonio Fort Worth 100

Independent Banker

FEBRUARY 16, 2015

From opposite political directions, Senators Shelby and Brown stand on point to greatly influence community banking’s agenda in the next Congress. The mix of contrasts and similarities of Shelby’s and Brown’s perspectives and policymaking portend an active session for community banking’s agenda in the new 114th Congress. By Ed Avis.

Community Bank 70

Community Bank Alabama Ohio Community 70

PYMNTS

FEBRUARY 13, 2017

By 2013, those numbers had deteriorated — and by a lot. The “crisis” in traditional retail is one we’ve documented very well over the years — flagging the issue of retail’s death spiral some three years ago when reports about the decline in foot traffic over the holiday season in 2013 surfaced.

Retail 134

Retail Innovation Maine Community 134

CFPB Monitor

MARCH 20, 2017

As his 2013 law review article underscores, Professor Prakash strongly advocates in favor of robust Presidential powers. In his testimony, he mentioned that he and his then law firm colleagues were co-counsel to a small community bank in State National Bank of Big Spring v.

Virginia 74

Virginia Community Bank America Policies 74

Independent Banker

SEPTEMBER 22, 2015

Both of these laws pointedly changed the National Flood Insurance Program requirements over which of the banking agencies have jurisdiction. There is an exception that will be key for many community banks to understand. Model language has been provided in Appendix A of the regulation. Escrow obligations. Small-lender exception.

Regulation 70

Regulation Policies Community Bank Taxes 70

Independent Banker

MARCH 15, 2015

in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. What concerned me most wasn’t that the customer was upset with me,” recalls Hartings of the homebuyers who ignored his community bank’s cautiously pragmatic approach. “I percent return on equity in 2013.

Ohio 70

Ohio Community Bank Community Lending 70

Gonzobanker

AUGUST 22, 2014

Between the end of 2010 and 2013, one new bank opened in the United States. . While we may see an uptick in the number of new bank charters from the near zero we have today, too many other industries with less regulation will attract capital. At the same time, the pace of new bank charters has dwindled to near non-existence.

Strategy 87

Strategy United States Community New York City 87

Jeff For Banks

OCTOBER 19, 2012

It seems to me that reducing burdensome regulations and not implementing harsher capital requirements would be more effective alternatives to incentivize lending than pushing all yields toward zero while buying up all of our bonds. Maybe it is nationally, but Bucks County (PA) has yet to participate. in July and CoreLogic, +4.6%

National 78

National Security US Massachusetts 78

Bankelele

DECEMBER 24, 2015

On Tuesday, December 15th , the Central Bank of Kenya issued a public notice on bitcoin in the Daily Nation: CAUTION TO THE PUBLIC ON VIRTUAL CURRENCIES SUCH AS BITCOIN – it read. As part of the Bitcoin community here in Kenya, I am a vocal advocate of digital currencies, writing extensively on the subject over the past 2 years.

Bitcoin 28

Bitcoin Regulation Taxes blockchain 28

Tomorrow's Transactions

JANUARY 13, 2015

Regional, national, local, community, hyper-local? I think the trend toward multiple three-party systems instead of a small number of four-party systems means that we may see a return to payment systems that are owned and operated by retailers, brands and perhaps even local communities. From Live Five for Fifteen ].

System 30

System Mobile Community National 30

PYMNTS

JUNE 17, 2016

According to The Wall Street Journal last October, “thanks in large part to online lenders, the average monthly volume of personal-loan offers sent through the mail has more than doubled in two years to 156 million in the year through July from 73 million in the same period in 2013.” Lending Club alone sent an astounding 33.9

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

Jeff For Banks

JULY 24, 2015

60% of them voted “no” in a national referendum on July 5 th and thus rejected a deal with creditors and the likely chance to stay in the Euro. On Easter Sunday, the Large Hadron Collider of Switzerland started up again after a two year period in 2013 and 2014 for maintenance and upgrades to add twice as much speed to the machine.

Puerto Rico 60

Puerto Rico Community Bank Community Risk Management 60

Tech and Finance

JULY 13, 2016

The largest national banks have pulled ahead in mobile, according a recent Forrester report — the 2016 U.S. While regulators and politicians may be concerned with the big banks getting bigger, market forces will continue to favor the big banks as long as they do a better job serving their customers. Or at least they should be.

Regional 28

Regional Mobile Millennials Study 28

Gonzobanker

DECEMBER 19, 2016

Kim, the executives and the boards of both organizations who put rivalry aside to gain scale in the new world of banking where differentiation matters and community can be more than geography. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Is it in the water? see [link] ).

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Kim, the executives and the boards of both organizations who put rivalry aside to gain scale in the new world of banking where differentiation matters and community can be more than geography. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Is it in the water? see [link] ).

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 22, 2015

To those community bankers claiming their growing Compliance departments say no to everything. Community bank marketing resources. Two very strong and focused community banks unite to combine big bank reach with community bank style and make the bet that it can scale to $15 billion and beyond. Regulator Award.

Community Bank 60

Community Bank Apple Community Technology 60

CB Insights

FEBRUARY 16, 2018

on the horizon, CRISPR has reached a new peak in interest from outside the scientific community. . Another important figure is Feng Zhang, PhD, who was instrumental in figuring out CRISPR’s therapeutic applications using mice and human cells in 2013. Using CRISPR for “germline modifications” is making the scientific community nervous.

System 78

System Study Industry Tools 78

CB Insights

JUNE 17, 2020

In the case of telemedicine, government entities eased privacy regulations to facilitate more comprehensive remote diagnostics. Tech giants aren’t the only companies that have spotted the opportunity in remote diagnostics — some biotech companies have moved quickly to demonstrate value and capitalize on the eased regulations as well.

Industry 101

Industry Technology Online Video 101

CB Insights

SEPTEMBER 10, 2018

across 576 deals since 2013, topping all other industries in AI deal activity. . Fast-track regulatory approval opens up new commercial pathways for the 70 AI imaging & diagnostics companies that have raised equity since 2013, accounting for a total of 120 deals. In the private market, healthcare AI startups have raised $4.3B

Industry 28

Industry Trends Apple Study 28

CB Insights

FEBRUARY 16, 2018

on the horizon, CRISPR has reached a new peak in interest from outside the scientific community. . Another important figure is Feng Zhang, PhD, who was instrumental in figuring out CRISPR’s therapeutic applications using mice and human cells in 2013. Using CRISPR for “germline modifications” is making the scientific community nervous.

System 40

System Study Industry Tools 40

CB Insights

OCTOBER 31, 2017

We are confident that to truly have the long-term impact we want to make, we need to focus on finding an acquirer with an existing national fresh food supply chain who can carry forward the Juicero mission. Most surprising was the sudden shutdown of Sprig, a startup in the beleaguered food-delivery space that first received funding in 2013.

Company 78

Company US San Francisco Capital 78

CB Insights

NOVEMBER 9, 2017

Indeed, co-founder Alejandro Resnik, the CEO, told the WSJ in 2015 that it was looking to raise a “monster round” of $300 million at a $2 billion valuation to fuel its national expansion. The company also found itself confronted by conflicting energy program mandates and regulations. Company: Bling Nation. via TechCrunch.

Capital 78

Capital Company San Francisco Operations 78