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What Is A Credit Freeze? Things You Should Know Before Opting For One

BankBazaar

With data breaches becoming fairly commonplace these days, here’s how you can prevent unwanted people from gaining access to your private information and credit. Breached information included people’s Credit Card , driver’s license, Social Security numbers, date of birth, phone numbers, email addresses etc.

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When Should You Lower Your Credit Limit?

BankBazaar

Having a higher Credit Card limit can help you in case of sudden financial emergencies, but in some situations, lowering your credit limit may be a good idea. Usually, for most Credit Cards, the credit limit is either two or four times the cardholder’s monthly income. What Is A Credit Limit?

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