Abrigo

JANUARY 24, 2024

Takeaway 3 Acquisition and integration will expose your weak links. The FDIC bid process is highly confidential and typically operates within a short window before the FDIC officially closes a bank and declares a successful acquirer. Realistically assess your organization before taking on another institution using the questions below.

FDIC 195

FDIC Regulation Strategy Data 195

Perficient

FEBRUARY 29, 2024

Banking institutions are responding by integrating advanced technologies, particularly artificial intelligence and data analytics, into their lending operations to enhance efficiency and adaptability. By prioritizing compliance alongside embedded lending, banks can mitigate risks and ensure trust in their financial services offerings.

Trends 221

Trends Industry Analytics Compliance 221

Perficient

FEBRUARY 27, 2023

Perficient is looking forward to joining this conversation with other financial services and payments experts at the upcoming Bank Automation Summit in Charlotte, North Carolina on March 2-3. With all this considered, key strategic topics like buy vs. build, risk, and operational readiness cannot be ignored.

North Carolina 275

North Carolina Charlotte Payments US 275

Abrigo

OCTOBER 10, 2023

How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. You might also like this webinar series, "Tackling common credit risk questions during challenging times."

Analysis 195

Analysis Industry Risk Management Lending 195

Abrigo

MAY 20, 2022

Meet Model Risk Management Expectations Updates to the FDIC Risk Management Manual should steer institutions toward a model that manages risk and drives growth. Takeaway 1 Aside from meeting examiner expectations, proper model risk management can protect your institution from unnecessary risk. .

Risk Management 195

Risk Management Management FDIC Meeting 195

Abrigo

OCTOBER 28, 2022

Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management. You might also like this video, "A look at credit risk in a rising-rate environment." Signs of increased activity ahead. Watch webinar.

Management 195

Management Risk Management Policies Lending 195

Abrigo

MAY 18, 2023

You might also like this webinar, "Return to basics: Asking the right credit risk questions." Takeaway 3 Use these tools to consider how much their resources can support while meeting regulatory expectations. How broad a field does loan review need to plow to unearth potential credit risks and assess overall credit quality?

Lending 195

Lending Training Guidelines Policies 195

Abrigo

APRIL 15, 2022

ALM & Measuring Liquidity Risk at Banks and Credit Unions Regulatory agencies expect financial institutions to manage liquidity risk using processes and systems commensurate with the complexity, risk profile, and scope of operations. ALM 101: Introduction to Asset/Liability Management.

Management 195

Management Meeting Risk Management Operations 195

Abrigo

JUNE 14, 2021

Takeaway 3 As banks become more digital, a robust software that can help the back-office detect transactional red flags is critical. The civil monetary penalties and reputational risk alone underscore the need for financial institutions to employ seasoned sanctions officers and automated scanning solutions. learn more. OFAC guidance.

Compliance 370

Compliance Training Resources Policies 370

Abrigo

DECEMBER 23, 2022

Blog posts to help your asset/liability management (ALM) staff strategize for the future These ALM posts were the most popular in 2022. Takeaway 2 Along with a five-part ALM 101 series that took a deep dive into risk-rating, popular posts touched on the value of core deposit studies. Complimentary ALM guidance.

Resources 195

Resources Risk Management Study Strategy 195

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions. the Community Bank Leverage Ratio (CBLR) and the minimum Tier 1 leverage ratio).

Report 195

Report Risk Management Capital Data 195

Abrigo

OCTOBER 14, 2022

Fortify your credit risk management framework How to prepare your organization for scrutiny of its credit risk management practices during your next exam or review. . You might also like this whitepaper, "Stress Testing: Managing Capital Levels and Credit Risk." keep me informed. Know your limits.

Risk Management 195

Risk Management Management Policies Lending 195

Abrigo

OCTOBER 10, 2023

Learn what other banks are doing to manage. Takeaway 3 Turning junior members into the experienced professionals your FI needs can only be accomplished through adequate training. For smaller institutions especially, software makes tracking productivity among teams, geographies, and other factors easier and more efficient.

Training 195

Training Survey Resources Software 195

Abrigo

OCTOBER 10, 2023

Learn what other banks are doing to manage. Takeaway 3 Turning junior members into the experienced professionals your FI needs can only be accomplished through adequate training. For smaller institutions especially, software makes tracking productivity among teams, geographies, and other factors easier and more efficient.

Training 195

Training Survey Resources Software 195

Abrigo

MAY 19, 2023

You might also like this webinar, "Return to basics: Asking the right credit risk questions." WATCH Takeaway 1 Loan review officers must figure out how to adhere to the FDIC’s guidance on loan review and credit risk review systems.

System 195

System Regulation How To Lending 195

Abrigo

AUGUST 1, 2022

Best practices for assessing models and managing risk Sound model development, implementation, use, and validation is especially important as CECL models debut. . Takeaway 2 Even small banks or credit unions not regulated by the Federal Reserve are required to address control risks from models. Model governance overview.

Risk Management 195

Risk Management Management Regulation Analysis 195

Abrigo

DECEMBER 5, 2023

Takeaway 3 Following a stringent hiring practice that encompasses these ten attributes assures that you continue to build a robust AML program. Financial services experience: Practical experience in the banking or financial sector, especially in compliance, risk management, or auditing roles, is invaluable for a BSA Officer.

Training 221

Training Compliance Regulation Software 221

Abrigo

SEPTEMBER 7, 2023

Takeaway 2 The case is under appeal, but it nevertheless holds lessons related to monitoring ACH risks. Takeaway 3 Remember that ACH fraud risk also occurs in the placement stage of a fraudulent or money laundering scheme. Often, those alerts mostly likely are routed to the operations area of the financial institution.

Fraud 221

Fraud Training System Trends 221

Abrigo

JUNE 23, 2023

Takeaway 3 A unified data platform like Abrigo Connect can take away the stress of sorting and reconciling data for financial institutions. For any financial institution, managing, processing, and analyzing data requires a dependable system to help you make sense of the information you’re gathering and use it to optimize operations.

Data 195

Data Lending System Management 195

Abrigo

JUNE 7, 2021

Risks ALM Addresses Will Affect Performance and Strategy Asset/liability management models and processes address credit risk, liquidity risk, and interest rate risk. . Takeaway 1 The pandemic has shown that financial institutions deal with a variety of risks that can impact cash flow and capital. .

Management 195

Management Risk Management Capital Regulation 195

South State Correspondent

OCTOBER 10, 2022

FTP was introduced to banks in the early 1980s to help manage interest rate risk on a transactional basis. FTP was initially adopted to enable front-line business units to lay off interest rate risk in their loans and deposits to a central treasury function. Funds Transfer Pricing Framework.

Community Bank 195

Community Bank Community Examples Management 195

Abrigo

APRIL 21, 2023

Focus loan reviews on risk in the portfolio Continuous loan review monitoring helps banks and credit unions ensure credit review systems support safe and sound lending. You might also like this webinar, "Return to basics: Asking the right credit risk questions."

Lending 195

Lending Risk Management Software System 195

South State Correspondent

SEPTEMBER 27, 2023

Credit risks are increasing, and a brief window is available to solve problems on the margin. In this article, we analyze a typical bank loan portfolio to uncover its weaknesses and then point out some improvements that can be put into place over the next year to limit risk. It is time to take risk off. cap rate back in 2019.

Lending 195

Lending US Marketing Capital 195

Abrigo

MAY 24, 2023

Takeaway 3 While the SAFE Banking Act has had a rocky past, the current ongoing support and shifting attitudes provide reasons for cautious optimism. As such, companies are forced to operate in a cash-only model, which can result in robbery, money laundering, and organized crime. Sherrod Brown, D-Ohio, in the same hearing.

Lending 195

Lending Fraud Operations Ohio 195

Abrigo

JANUARY 11, 2022

Asset/liability management basics In part 1 of this "Introduction to ALM" blog series, learn the goals of asset/liability management and how it can help financial institutions. You might also like this webinar, "ALM Basics: Best Practices in Measuring, Monitoring, and Controlling Interest Rate Risk" WATCH. The ALM Basics.

Management 195

Management Meeting Capital Strategy 195

Abrigo

JULY 7, 2021

Key points in this article include: Risks exist in states where canabis is illegal > LEARN MORE Ensuring compliance when not servicing CRBs > LEARN MORE Determine your tier of acceptance > LEARN MORE Banking hemp vs. marijuana vs. CBD > LEARN MORE The gray area of banking CBD > LEARN MORE. Know Your Risk.

Compliance 195

Compliance Operations Regulation United States 195

Abrigo

DECEMBER 7, 2021

Takeaway 2 In an Abrigo survey, nearly 2 out of 3 FIs said at least some of the loan review process is performed in-house. Takeaway 3 Determining the appropriate reporting structure is another key consideration for independent loan review. This structure allows for a more objective view of risk ratings. Credit Risk Management.

Risk Management 195

Risk Management Lending Survey Report 195

Perficient

MAY 15, 2023

Risk & Fraud Prevention. Want to learn more about financial services industry-specific considerations for improving operational efficiency through data optimization? Institutions can also compare their customer data with external data (ie. market trend data, economic data, etc.) The one-day conference is on May 16 at etc.

Data 275

Data Conference New York City New York 275

Abrigo

FEBRUARY 14, 2024

Takeaway 3 Make sure to incorporate professional development into the plan. It helps financial institutions avoid or at least plan for financial impacts tied to sudden staffing shifts. Identify crucial AML staff positions and processes What tasks are critical to daily operations? Stay up to date on AML/CFT and fraud trends.

Training 195

Training Fraud Compliance Regulation 195

Abrigo

NOVEMBER 13, 2023

Takeaway 3 Utilize guidance lines to streamline the approval process for customers with fluctuating credit needs Fine-tune annual review Keeping annual review simple Annual loan reviews are a critical component in monitoring the health of a credit after it is initiated. How You don’t want to be in that situation.” Profitability analysis.

Analysis 195

Analysis Lending System Survey 195

Abrigo

AUGUST 28, 2022

Takeaway 3 Explore loan pricing model options and make sure you are thorough in the method you choose. Financial institutions that structure and optimize pricing for loans are able to make sure they are adequately compensated for the risk they are taking. Takeaway 1 Optimize profitability through loan pricing models.

Software 195

Software Lending Philadelphia Capital 195

South State Correspondent

MAY 18, 2023

At this session, one of the rules was that you could not worry about constraints – You can’t mention budget, regulation, risk, or capabilities. Once fully formulated, we then “red-teamed” the idea to highlight all the constraints and risks. With quantification, it was easier to mitigate the risk. That is an 11.6x

US 195

US Training Examples Data 195

Abrigo

MARCH 13, 2024

Takeaway 2 Address early warning signs immediately so you don't risk liability that could lead to the financial institution losing the CRE loan's collateral. Takeaway 3 To triage a CRE loan in workout, first re-engage the deal team and conduct a comprehensive review of the loan documents. Learn more about managing CRE loan distress.

Strategy 221

Strategy Course Meeting Taxes 221

South State Correspondent

APRIL 23, 2023

The root cause of Silicon Valley Bank’s (SVB) failure is poor risk management – plain and simple. Bankers need to understand and manage their business on the fair value of assets and liabilities instead of managing their business on net interest margin and the amortized historical cost of assets and liabilities.

Management 195

Management Security Risk Management social media 195

South State Correspondent

MAY 3, 2023

Last week, we published an article [ here ] discussing how fair value accounting for assets and liabilities may have prevented the failure of Silicon Valley Bank, even if sound risk mitigation practices were not resolutely embraced by management. Banks can then measure the economic value obtained from each action taken separately.

Lending 195

Lending Capital Management Tools 195

Abrigo

MAY 2, 2022

Confident Risk Management Begins with Sound Loan Policy A risk-based approach to loan policy can effectively improve your institution's profitability. Takeaway 1 Loan policy is the foundation of a risk-focused financial institution, and it requires regular updates and monitoring to be effective. Starting Points.

Policies 195

Policies Lending Regulation Examples 195

Abrigo

MAY 19, 2023

You might also like this webinar, "Return to basics: Asking the right credit risk questions." Takeaway 3 Consider what your financial institution can do to give junior loan reviewers experience in various aspects of banking to relieve senior staff. Let’s move on to another element of credit review systems—loan reviewer training.

Training 195

Training Lending Risk Management Guidelines 195