Abrigo

OCTOBER 17, 2023

Why change management is vital for banks and credit unions Regulators promote change management to manage risk, but banks and credit unions can also achieve important benefits when they manage change. This article describes recent comments by financial regulators about managing change.

Management 195

Management Lending Risk Management Strategy 195

Abrigo

SEPTEMBER 5, 2023

When and how to cite credit exceptions A policy on credit exceptions can address many factors that can lead financial institutions to diverge from loan policy and miss signs of potential trouble. You might also like these on-demand webinars on tackling common credit risk questions.

Policies 195

Policies Lending Risk Management Examples 195

Abrigo

MARCH 21, 2024

Find the right support for your credit union merger Consider the benefits of a third-party fair value specialist to smooth the credit union merger accounting process. Takeaway 3 Seek out a firm with credit union merger experience that brings credentials, communicates well, and takes a comprehensive view of the merger.

Lending 221

Lending Analysis Exercises Risk Management 221

Abrigo

NOVEMBER 12, 2023

Support credit risk management Understanding loan covenants, when financial institutions should use them, and how to monitor them supports strong lending portfolios and credit risk management best practices. Takeaway 3 Too many covenants and too few can create problems for financial institutions.

Risk Management 221

Risk Management Lending Policies Management 221

Abrigo

MARCH 24, 2023

Best practices for your BSA/AML risk assessment Learn top tips for creating a risk assessment to capture your credit union's risk. You might also like this resource: "BSA/AML risk assessment checklist." READ Takeaway 1 Documentation is one of the most critical aspects of performing a risk assessment.

Fraud 195

Fraud Compliance Examples Analysis 195

Abrigo

OCTOBER 10, 2023

How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. You might also like this webinar series, "Tackling common credit risk questions during challenging times."

Analysis 195

Analysis Industry Risk Management Lending 195

Abrigo

APRIL 12, 2023

Building a strong credit review process A critical element of monitoring is an organization’s credit risk rating system. This blog will examine credit review in more detail. DOWNLOAD Takeaway 1 Loan review, or credit review, must be timely, thorough, and accurate to meet regulatory requirements.

System 195

System Lending Risk Management Management 195

Abrigo

MAY 27, 2022

What Makes a Successful Credit Manager Focusing on these traits can only help you become a better credit manager at your financial institution. Takeaway 3 Have integrity. 5 Traits of the Ideal Credit Manager. Below are five traits integral to being a successful credit manager.

Management 195

Management Risk Management Analysis Lending 195

Abrigo

AUGUST 7, 2023

Applying model risk management to CECL What's involved in CECL model validation? Learn what banks, credit unions, and others subject to CECL accounting can expect from this risk management process. Model validation is a crucial aspect of model risk management.

Risk Management 195

Risk Management Handbook Analysis Management 195

Abrigo

SEPTEMBER 7, 2023

Adapt to a dynamic banking environment with real-time lending & credit data Lender dashboards and reports showing the lending pipeline, pricing trends, emerging risks, workflow bottlenecks, etc. You might also like this on-demand webinar, "Identifying emerging CRE risks." help financial institutions adapt quickly to trends.

Report 195

Report Lending Trends Data 195

Abrigo

JANUARY 30, 2024

Takeaway 3 ThinkBIG conference sessions can help bank and credit union professionals earn required credits for continuing education. Abrigo’s ThinkBIG conferences have been a cornerstone of learning for lenders, risk professionals, and AML/CFT professionals for more than two decades. Don’t take our word for it, though.

Conference 195

Conference Arizona Phoenix Fraud 195

Abrigo

SEPTEMBER 20, 2023

Takeaway 1 Understand the risks associated with your customers beyond the surface level. Takeaway 2 Identify concentrations of risk and try to level out potential clusters. Takeaway 3 Be your champion and fight for whatever is necessary to instill a culture of compliance. Here are a few tips to help along the way.

Compliance 150

Compliance Regulation Miami Fraud 150

Abrigo

OCTOBER 28, 2022

Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management. You might also like this video, "A look at credit risk in a rising-rate environment." Signs of increased activity ahead.

Management 195

Management Risk Management Policies Lending 195

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions.

Report 195

Report Risk Management Capital Data 195

Abrigo

OCTOBER 10, 2023

Learn what other banks are doing to manage. Recent trends highlight four critical areas that banks and credit unions can evaluate to gauge the efficiency of their loan review departments: staffing, collaboration practices, job responsibilities, and talent development.

Training 195

Training Survey Resources Software 195

Abrigo

OCTOBER 10, 2023

Learn what other banks are doing to manage. Recent trends highlight four critical areas that banks and credit unions can evaluate to gauge the efficiency of their loan review departments: staffing, collaboration practices, job responsibilities, and talent development.

Training 195

Training Survey Resources Software 195

Abrigo

DECEMBER 1, 2021

Takeaway 2 It's imperative that FI senior management demonstrate commitment to a robust loan review program. . Takeaway 3 The scope must be defined in advance for a loan review to provide value and meaningful data. . Banks are required by regulators to have formal risk rating policies in place to determine how ratings are assigned.

Risk Management 195

Risk Management Lending Policies Management 195

Abrigo

APRIL 7, 2023

Takeaway 3 Abrigo staff can partner with your institution to present a customized business case for loan review automation. The risks of inaction At the beginning of any evaluation, Abrigo works with the prospective client to uncover the business drivers and primary pain points leading up to the assessment of loan review software.

Software 195

Software Lending System Risk Management 195

Abrigo

APRIL 21, 2023

Focus loan reviews on risk in the portfolio Continuous loan review monitoring helps banks and credit unions ensure credit review systems support safe and sound lending. You might also like this webinar, "Return to basics: Asking the right credit risk questions."

Lending 195

Lending Risk Management Software System 195

Abrigo

MAY 19, 2023

You might also like this webinar, "Return to basics: Asking the right credit risk questions." WATCH Takeaway 1 Loan review officers must figure out how to adhere to the FDIC’s guidance on loan review and credit risk review systems.

System 195

System Regulation How To Lending 195

Abrigo

MAY 18, 2023

You might also like this webinar, "Return to basics: Asking the right credit risk questions." Takeaway 3 Use these tools to consider how much their resources can support while meeting regulatory expectations. How broad a field does loan review need to plow to unearth potential credit risks and assess overall credit quality?

Lending 195

Lending Training Guidelines Policies 195

Abrigo

FEBRUARY 24, 2022

ALM & measuring short-term interest rate risk Interest rate risk is measured through two approaches. This ALM 101 post describes the earnings at risk(EAR)/income at (IAR) risk perspective (short-term risk to the income statement). Earnings at Risk. Measuring interest rate risk accurately.

Management 195

Management Analysis Strategy Policies 195

Abrigo

SEPTEMBER 28, 2022

Construction loan administration Find out how today's technology has changed the shape of construction loan administration, creating a better customer experience and reducing risk. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Construction loan management software.

Lending 195

Lending Software Customer Experience Management 195

Abrigo

SEPTEMBER 29, 2022

Construction loan management software Construction loan management softwares are a windfall of efficiency for financial institutions. Learn more about what they are and how they help banks and credit unions gain needed efficiency in the loan administration process. What is construction loan management software?

Software 195

Software Management Lending Tools 195

Abrigo

SEPTEMBER 21, 2022

Driving efficiency and reducing risk Construction loan risk management software leverages technology and sound process management to pull construction lending away from its manual roots. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Building a stronger portfolio.

Risk Management 195

Risk Management Software Management Lending 195

Abrigo

MARCH 13, 2024

How to respond to CRE loan distress Use these tips for banks and credit unions to identify and handle commercial real estate loans that are showing signs of being problem CRE credits. Takeaway 1 Engaging the bank or credit union loan workout team or an outside expert can help restore CRE loans in distress or mitigate their impact.

Strategy 221

Strategy Course Meeting Taxes 221

Abrigo

SEPTEMBER 29, 2022

Essential technology for modern lending and credit departments. Learn more about what they are and how they help banks and credit unions gain needed efficiency in the loan administration process. You might also like this webinar, "How to manage a high-performing construction loan portfolio."

Software 195

Software Lending Management Strategy 195

Abrigo

OCTOBER 16, 2023

Advice from a former credit union BSA Officer A former compliance officer offers considerations for creating a successful and compliant AML program at your credit union. T he following best practices address the top AML concerns specific to credit unions.

Training 221

Training Compliance Fraud Policies 221

Abrigo

OCTOBER 14, 2022

Fortify your credit risk management framework How to prepare your organization for scrutiny of its credit risk management practices during your next exam or review. . You might also like this whitepaper, "Stress Testing: Managing Capital Levels and Credit Risk." keep me informed.

Risk Management 195

Risk Management Management Policies Lending 195

Abrigo

JANUARY 24, 2024

Takeaway 3 Acquisition and integration will expose your weak links. Bidders need access to a large data platform with business analytics capabilities and experienced credit and valuation professionals who can use it to understand the data and make value decisions.

FDIC 195

FDIC Regulation Strategy Data 195

Perficient

FEBRUARY 29, 2024

Credit Scoring and Decisioning Influenced by the pandemic and subsequent economic shifts, has necessitated a more sophisticated approach to credit scoring and decision-making. The emergence of modern alternatives to traditional credit scoring signifies a broader movement toward financial inclusion.

Trends 221

Trends Industry Analytics Compliance 221

Abrigo

NOVEMBER 13, 2023

Streamline your annual review process Which loans need them, what processes to avoid, and how to save time working with borrowers' complex credit needs. Regulators expect financial institutions to develop loan review or credit review systems tailored to their specific risks and circumstances.

Analysis 195

Analysis Lending System Survey 195

Abrigo

AUGUST 1, 2022

Best practices for assessing models and managing risk Sound model development, implementation, use, and validation is especially important as CECL models debut. . Takeaway 2 Even small banks or credit unions not regulated by the Federal Reserve are required to address control risks from models. Model governance overview.

Risk Management 195

Risk Management Management Regulation Analysis 195

Abrigo

DECEMBER 14, 2023

This includes asking data-driven questions to guide you as you fine-tune your new goals Takeaway 3 Consider getting rid of siloes and identifying centers of influence when it comes time to implement your strategic plan. Learn how to tap your data to generate management insights. Start with a survey and pre-planning meetings.

Lending 221

Lending Risk Management Meeting Survey 221

Abrigo

JUNE 7, 2021

Risks ALM Addresses Will Affect Performance and Strategy Asset/liability management models and processes address credit risk, liquidity risk, and interest rate risk. . Takeaway 1 The pandemic has shown that financial institutions deal with a variety of risks that can impact cash flow and capital. .

Management 195

Management Risk Management Capital Regulation 195

Abrigo

OCTOBER 16, 2023

Advice from a former credit union BSA Officer A former compliance officer offers considerations for creating a successful and compliant AML program at your credit union. T he following best practices address the top AML concerns specific to credit unions.

Training 195

Training Compliance Fraud Policies 195

Abrigo

DECEMBER 23, 2022

Blog posts to help your asset/liability management (ALM) staff strategize for the future These ALM posts were the most popular in 2022. Takeaway 2 Along with a five-part ALM 101 series that took a deep dive into risk-rating, popular posts touched on the value of core deposit studies. Complimentary ALM guidance.

Resources 195

Resources Risk Management Study Strategy 195