Bank Innovation

OCTOBER 17, 2019

A recent Forbes article claims the fad is over for bank-fintech partnerships. The fad might be over, but the imperative for banks to partner with fintechs is anything but. To be sure, there are valid points highlighting the over-inflated hype versus the reality in making these partnerships fruitful.

Fintech 264

Fintech Innovation Strategies Strategy Innovation 264

Perficient

DECEMBER 6, 2023

In recent years, the Consumer Financial Protection Bureau (CFPB) has significantly broadened its oversight, extending beyond major banks to address concerns in various industries, such as payday loan providers, credit reporting agencies, and most recently, the medical debt collection sector.

Industry 221

Industry Compliance Exercises Regulation 221

Chris Skinner

MARCH 7, 2018

I recently wrote an article for Bloomberg’s Business Week, and thought it worth sharing with y’all here: What’s next for blockchain? Everyone got very excited a few years ago about blockchain technologies, the ledger system that was spawned by the arrival of bitcoin in 2009.

blockchain 327

blockchain Bitcoin System Technology 327

South State Correspondent

JUNE 17, 2019

CRE UNDERWRITING Recent data, just released from Real Capital Analytics, shows that since the start of the year (month-end April), commercial real estate (CRE) has appreciated 2.6% In this article, we take a look at the details to help banks better manage their pricing and risk.

Analytics 276

Analytics Capital Marketing Data 276

South State Correspondent

MARCH 28, 2023

In a recent article ( here ), we discussed why banks that take risks to earn higher revenue demonstrate lower performance as measured by ROA. While in that blog, we specifically considered the risk-return tradeoff for credit risk; in a future article, we’ll consider interest rate risk.

Community Bank 195

Community Bank Community Management Marketing 195

CFPB Monitor

OCTOBER 16, 2023

American Banker recently reported that the CFPB is planning to substantially increase the size of its staff, particularly its Enforcement Division staff. The American Banker article was based on an internal memo from Eric Halperin, CFPB Enforcement Director, which was sent to CFPB employees on September 21.

Report 88

Report 88

South State Correspondent

AUGUST 5, 2019

The recent decrease in interest rates presents an opening for smart bankers to poach good quality clients and lock them in as customers for a decade. Our bank recently did just that, and in this article, we would like to share this strategy through a case study. . Interest Rates Dip.

Case Study 186

Case Study How To Community Bank Community 186

CFPB Monitor

OCTOBER 12, 2023

In an article recently published in the Georgetown Journal on Poverty Law & Policy, Prof. Our special guest is Mark Budnitz, Professor Emeritus, Georgia State University College of Law. Budnitz explores the impact on low-income consumers of the increasing use of digital technology for consumer payments.

Georgia 78

Georgia System Policies Payments 78

Perficient

AUGUST 28, 2020

Recently, I came across a requirement from a client that needed all SVG media types to render using the internal XML <Path> in the DOM, rather than using the standard <Img> tag. You can view this article over on my blog website. That being said, it does have its advantages, such as recoloring the vector using CSS.

How To 221

How To 221

TheGuardian

DECEMBER 12, 2023

Leaders from the voluntary sector on the challenges that small organisations are increasingly facing with banking services Your recent article on the problems that charities experience with banking is timely ( Charities and churches left in financial disarray after Barclays shuts accounts, 4 December ).

Maine 79

Maine Community Operations Online 79

Perficient

DECEMBER 1, 2023

Despite this proactive approach, federal banking regulators either neglected to review the same documents or did so without taking necessary action before the bank failed.

FDIC 221

FDIC Risk Management Regulation Leadership 221

South State Correspondent

DECEMBER 2, 2019

Recently seeing the Irishman, reminded us what a good story is all about. In this article, we layout our checklist of elements that we use to tell stories during our sales process, in marketing, and as we sit around a table to explain things to ourselves.

Marketing 273

Marketing US 273

PYMNTS

NOVEMBER 1, 2018

Or, as a recent CNBC article put it, quoting a source, “a mass extinction event.”. Among the latest chronicles of that struggle came this week via a CNBC article , which includes this quote from a 2016 McKinsey & Co. It’s a bit more complicated than suggested by the CNBC article, to say the least. The subject?

Fintech 191

Fintech UX Mobile FDIC 191

South State Correspondent

JULY 10, 2023

This article will review domestic banks’ adoption of interest rate swaps. Next week’s article will consider the challenges and possible solutions for community banks to adopt loan hedging programs. A recent paper analyzed domestic banks’ use of interest rate swaps, and we will summarize their findings in this article.

Community Bank 195

Community Bank Community Tools Management 195

CFPB Monitor

JUNE 16, 2022

Although consumer arbitration has been the primary focus of their ongoing debate, they have also sparred on other important issues, most recently the CFPB’s announcement that it would use its UDAAP authority to challenge non-credit discrimination. Reprinted from Westlaw with permission of Thomson Reuters.)

Policies 78

Policies Online Industry 78

Abrigo

JANUARY 6, 2020

Bank Secrecy Act (BSA) and compliance officers at financial institutions in 2019 remained focused on staying on top of all of the regulatory changes occurring in the space, and it showed in the articles on Abrigo’s blog that were the most popular. Here's a recap to roll up the facts. Can Financial Institutions Bank CBD Retailers?

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Fraud Compliance Training Retail 300

South State Correspondent

NOVEMBER 29, 2023

One of the lessons that was driven home at the recent American Banker Small Business Banking Conference in Nashville was the difference in marketing between large national banks and community banks, particularly deposit marketing. ” This article explores the recency trap and discusses how to prevent it.

Marketing 195

Marketing Regional National Nashville 195

South State Correspondent

MAY 18, 2022

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ).

Community Bank 195

Community Bank Community Analysis Industry 195

CFPB Monitor

AUGUST 13, 2020

The article begins with a discussion of a 1972 report issued by the National Commission on Consumer Finance (NCCF). ” The Fed article observes that although consumer credit markets have changed considerably since the NCCF report was published, the Fed’s findings suggest that “the NCCF’s conclusions are still valid today.”.

Study 148

Study Survey National Analysis 148

South State Correspondent

JULY 15, 2019

In this article, we highlight the webinar that we recently did on marketing for deposits. Do you have a marketing plan for deposits? The likely answer is “No” to most of those questions, which is why you probably have an issue in deposit generation.

Marketing 150

Marketing How To Resources 150

BankInovation

FEBRUARY 2, 2022

According to a recent Forbes article, in 2021 we can expect the customer experience to become increasingly conversational. But what does this really mean for your business, and how can you ensure you’re set up to succeed?

Customer Experience 98

Customer Experience 98

South State Correspondent

OCTOBER 4, 2023

In an article last week ( Here ), we discussed how the higher-for-longer interest rate environment will affect the community bank sector. Profitability Reality at Community Banks In a recent article ( Here ), we used CAPM (capital asset pricing model) to calculate community banks’ cost of capital – which we conclude is now 12.50%.

Community Bank 195

Community Bank Community Capital Comparison 195

Bank Innovation

JUNE 29, 2016

That’s the implication from a recently published article in Fortune. Is Citigroup going to partner with Square to offer the startup’s peer-to-peer payments service to Citi customers? Square Cash was launched by Square in 2013 for P2P payments. The service is available in the U.S., and for both personal or Read More.

Payments 186

Payments Marketing Cards Lending 186

South State Correspondent

APRIL 3, 2023

In recent articles ( here and here ), we discussed why banks that take the interest rate movement risk demonstrate lower performance as measured by return on assets (ROA). The second article compared and contrasted community banks’ pay-for-risk and relationship business models.

Community Bank 195

Community Bank Community Lending Marketing 195

Chris Skinner

JULY 25, 2017

I really enjoyed a recent article on CGAP (the Consultative Group to Assist the Poor). They regularly produce research about financial inclusion that is illuminating and Pablo García Arabéhéty recently wrote an article that is worth sharing here. Transactions Want to Be Free “Information wants to be free.”

ATM 274

ATM Bitcoin Retail blockchain 274

The Financial Brand

JANUARY 31, 2024

This article What’s the Future of the Global Fintech Market? A recent survey and report by the World Economic Forum found that many global fintechs are finding prosperity and profits in underserved markets. This article What’s the Future of the Global Fintech Market? appeared first on The Financial Brand.

Fintech 37

Fintech Marketing Survey Branding 37

Bank Innovation

DECEMBER 28, 2017

Read Article. Read Article. Read Article. Read Article. A recent study by Edelman and LinkedIn revealed that thought leadership content containing valuable insights plays an important role throughout the entire B2B buyer’s journey—from firm awareness to consideration and selection. Read Article.

Marketing 268

Marketing Leadership Trends Branding 268

PYMNTS

APRIL 16, 2019

A German markets regulator has filed a complaint with prosecutors alleging that shares of Wirecard were manipulated by someone who potentially had prior knowledge of a forthcoming damaging article written by the Financial Times , according to Reuters. . 30 article was released, accusing the payments company of financial malfeasance.

Regulation 116

Regulation Marketing Compliance Fraud 116

Abrigo

MARCH 8, 2024

Would you like other articles like this in your inbox? This discussion highlights recent trends in wire fraud and offers strategies to protect both clients and institutions. Bank wire fraud is growing and becoming more complex. Here are a few simple things you, as a financial crime professional, can do to slow it down.

Fraud 195

Fraud Technology Trends Training 195

South State Correspondent

MARCH 19, 2023

Empirical evidence, recent bank failures, and common sense have taught us that many risks do not translate to higher yields. In this article, we’ll consider the risk-return tradeoff for bank credit risk, and in a future article, we will compare different community bank business models.

Analysis 195

Analysis Community Bank Operations Community 195

South State Correspondent

DECEMBER 14, 2023

” This article explores the methodology and shows you what this analysis means for a typical bank. Let’s begin with ranking customers on recency first, as shown in the table below: Now, the customers that have most recently opened an account are at the top with the highest Recency Score.

Analysis 195

Analysis How To Marketing Data 195

The Financial Brand

FEBRUARY 21, 2024

This article The Top 5 Impacts of Debt and What Financial Institutions Should Do About It appeared first on The Financial Brand. More than half of Americans find themselves burdened by personal debt, a reality that has been impacted more deeply by recent and current U.S. economic conditions. Here’s how banks can help.

Branding 33

Branding Millennials 33

American Banker

OCTOBER 26, 2023

The head of the Consumer Bankers Association takes issue with a recent BankThink article questioning bank CEOs' commitment to promises made in response to the Black Lives Matter movement.

Policies 36

Policies Compliance Regulation 36

South State Correspondent

NOVEMBER 14, 2023

In this article, we look at two very similar institutions, but ones with different bank business models, and show how their model impacts performance. Our point in this article is that there is more than one way to achieve efficiency, and your bank might be better off being less efficient but more effective.

Strategy 195

Strategy Compliance Technology Marketing 195

CFPB Monitor

OCTOBER 13, 2021

The decisions are at variance with recent New York federal court decisions. Both plaintiffs filed motions to remand their cases to state court based on their lack of Article III standing. The Eleventh Circuit held that a violation of FDCPA Section 1692c(b) gives rise to a concrete injury-in-fact for Article III standing.

Illinois 78

Illinois New York Management 78

Alex Jimenez

JULY 31, 2023

There are reports of some publications, such as CNET , using LLMs to write articles that would otherwise be written by a human. This dataset was also augmented by other datasets such as the entirety of Wikipedia, news articles, and books. I felt dumber after reading this article. No, it doesn’t. Here is another instance.

Examples 98

Examples Training social media US 98

Perficient

NOVEMBER 3, 2020

While Instagram has recently released its new “reels” feature, this new step to replace the activity feed with the shopping icon shouldn’t be overlooked and is a very important development. Earlier this summer, Instagram started testing a new feature by adding in a shopping icon, replacing the legacy activity feed icon.

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social media Google Branding Training 332