Remove payments-2 checks-remote-deposit-capture
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Cross-Selling and Upselling – 2 Drivers of Relationship Profitability

South State Correspondent

While bankers can sell customers cash management or deposit products and later cross-sell credit, in the vast majority of cases the real estate mortgage acts as the entrée to a new relationship. Many community bankers complain that their bank excels at loans and deposits, and the other products are not best-of-class.

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How To Improve Uninsured Deposit Performance

South State Correspondent

Focusing on uninsured deposit performance is a hot topic among investors, analysts, and regulators. While every bank is now tracking the general metric, only a few banks monitor deposit performance in the category. That is a mistake, as this segment is likely the segment where you can quickly improve deposit performance.

How To 195
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Preserving Check Workflows Can Ease B2B Payments Digitization

PYMNTS

Although a recent uptick in B2B payments innovation has accelerated corporates’ migration away from the paper check, old habits die hard, and the legacy payment tool remains a mainstay in the accounts payable (AP) department. “Checks will be around for a while. . “Checks will be around for a while.

Payments 169
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A Five-Step Action Plan to Mobilize ‘Mobile First’

Gonzobanker

In the aftermath of the housing bubble and during adoption of new Check 21 regulations following 9/11, banks and credit unions proved nimble under pressure to serve the needs of their customers. How fast can customers be served remotely? If a business needs a new deposit account, how can it be opened and funded?

Mobile 182
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10 Big Bank Marketing Lessons from the ABA Bank Marketing Conference

South State Correspondent

It was agreed that too many lines of business, such as treasury management, commercial lending, and commercial deposits, are not utilizing their marketing departments enough, given the tremendous value of their products. This is where banks should be looking at the data for clues to gather deposits.

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How Was Your Digital Collections Experience in 2020?

FICO

Capturing RFD - “Reason for Deferral”. Call it forbearance, deferral, skip-a-pay, payment holiday, etc., With the speed at which banks and financial institutions made these programs available, many failed to capture the “WHY”. Keeping an Active Dialogue. Look at the Data. Creating New Solutions. Eliminate Outbound Calling.

UX 68
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5 Steps to Better Treasury Management

South State Correspondent

The Importance of The Treasury Management Customer The treasury management (TM) customer drives deposit growth, superior deposit performance, and, as a result, relationship profitability performance. Is the goal to generate deposit balances? Part of this equation is being clear on your bank’s goals.