PYMNTS

OCTOBER 1, 2020

The process is made secure through the help of forensic security experts alongside advanced banking-grade digital technology. But increasingly sophisticated forgeries mean the technology to verify identities has to keep up, too. The key could be communication, with the survey finding that 64.1 Since March, over 1 million GOV.UK

Survey 130

Survey Security Taxes Fraud 130

CFPB Monitor

AUGUST 13, 2020

The article begins with a discussion of a 1972 report issued by the National Commission on Consumer Finance (NCCF). Using data from the Fed’s 2015 Survey of Finance Companies, the article found that break-even APRs were quite high for small loan amounts but declined rapidly as the loan amount increased. A $594 loan required a 103.54

Study 148

Study Survey National Analysis 148

PYMNTS

NOVEMBER 4, 2020

A recent survey revealed that more than one-third of customers now prefer to order through restaurants’ websites or apps for delivery, for example, while 42 percent use those platforms for curbside pickup. . Research confirms that QSR patrons are seeking multiple online and offline ordering methods. The Evolution Of Ordering. drive-thrus.

Meeting 230

Meeting Payments New York City Denver 230

Abrigo

FEBRUARY 25, 2022

Takeaway 3 Technology allows lenders to blend these approaches while achieving greater economies of scale. Nearly 90 of 100 bankers surveyed during a recent Abrigo webinar said their institutions plan to increase the volume of small business lending or commercial lending this year. PPP Proved Technology. Lenders Easing Terms.

Lending 195

Lending St. Louis Community Survey 195

PYMNTS

MAY 7, 2018

Whether robots will take our jobs or take over the mundane tasks for humans to shift to more strategic operations, one thing is for sure: Automation is changing the workforce. But as the tools SMBs adopt become increasingly sophisticated, the exact nature of how these technologies will change the small business workforce is unclear.

Community 117

Community Big Data Survey Tools 117

PYMNTS

DECEMBER 21, 2020

One recent report that surveyed consumers from the U.K., and five other nations identified 100 million potentially fraudulent transactions between March 11 and April 28, for example. Fraud instances have risen dramatically since the pandemic began, placing financial strains on consumers and merchants alike. is projected to reach $794.5

Fraud 210

Fraud Cards Retail Resources 210

PYMNTS

DECEMBER 5, 2018

The nation continues to push against cash in favor of digital payments, while both the government and private sector continue to fuel FinTech innovation. It hasn’t been easy for the nation’s small businesses, however. “Where there were 15 workers before, now there are three. Soon, we might have to ask them to go home.”

Innovation 171

Innovation Survey Operations Community 171

Abrigo

DECEMBER 1, 2020

Employing technology built for ag lenders can make assessing and monitoring creditworthiness of farm producers easier and more efficient. Ag loan pricing technology can also make decisions more subjective, ensuring that institution objectives are met while meeting borrower needs where possible. Ag outlook improved, but lenders wary.

Lending 195

Lending Survey Operations Payments 195

PYMNTS

MARCH 17, 2020

The annual benchmarking study conducted by PYMNTS combines a survey of nearly 4,000 U.S. percent of CU members would consider using challenger banks if they were operated by national banks, and 16.4 percent would consider using hypothetical options operated by technology giants like Google or Apple.” “Only 13.4

Innovation 159

Innovation Study Operations Examples 159

South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. In addition, they may consider focusing on these five critical areas: Improve Operating Leverage. To the extent projects improve operating leverage and the total experience, so much the better.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

SEPTEMBER 13, 2016

In a press release detailing the survey results, Entrust Datacard noted that instant issuance technologies were first adopted by smaller banks and credit unions almost a decade-and-a-half ago. The firm has said that, to date, it has instant issuance deployments at more than 30,000 locations globally, with more than 10.6

Case Study 100

Case Study United States Analysis National 100

PYMNTS

JANUARY 14, 2021

percent market rate that the National Retail Federation (NRF) had predicted, according to the release. Purchases between Nov. 27 in the retail goods space among the organization’s owner credit unions were up 26.2 percent for debit and 18.1 percent for credit, coming out far above the 3.6 percent to 5.2

Innovation Strategies 155

Innovation Strategies Cards Analytics Survey 155

PYMNTS

DECEMBER 8, 2020

economic slowdown fueled by the COVID-19 pandemic is likely to continue into 2021 but could start bouncing back by mid-year as the population gets vaccinated, according to a December survey from the National Association for Business Economics (NABE). Top Chinese Watchdog Warns More Big Tech Rules Looming.

San Francisco 130

San Francisco Community Bank Video Capital 130

Gonzobanker

JULY 8, 2022

A strategic mindset and an updated slate of skills will best position CIOs as successful technology leaders. While experience is a critical ingredient for the top technology role, it’s important to recognize that decades of experience translate to a leader who grew up in the “tactical” era of technology. and a shocking 1.3%

Resources 146

Resources Leadership Technology Management 146

Abrigo

SEPTEMBER 16, 2019

More than two-thirds of community banks surveyed for the Conference of State Bank Supervisors (CSBS) Community Bank Sentiment Index indicated they expect business conditions will be the same or better in the next 12 months. Is the current period a good time to expand your operations? Grow your loan portfolio. Learn More.

Community Bank 150

Community Bank Community Policies Survey 150

Abrigo

JANUARY 6, 2017

Ellison-Taylor, chairman of the AICPA , recently noted that technology tops her list of the most important trends shaping 2017 because it will drive so many of the profession’s opportunities and challenges in the year ahead. But how are accountants supposed to keep up with all of the technological trends ?

Trends 218

Trends blockchain Taxes Survey 218

PYMNTS

JANUARY 28, 2019

The report explores how companies in G20 nations are preparing for risks related to technological disruption, regulation and cybersecurity. Its global survey, the 2018 global operations risk management survey, warned that corporate understanding of risks is not enough.

Management 145

Management Risk Management Survey Security 145

PYMNTS

DECEMBER 22, 2020

The health crisis has forced the sector to hasten its use of technology to improve customers’ experiences at the drive-thru, to streamline curbside pickup orders and to cater to a limited number of dine-in patrons. . Post-Pandemic Moves. Shake Shack reported that its Q3 sales were down 18 percent compared to the same period last year.

Customer Experience 162

Customer Experience Tools New York Strategy 162

PYMNTS

SEPTEMBER 11, 2019

Currently, there are 57 real-time payments rails operating in more than 72 countries, with even more under construction. Last week, seven European payments operators announced the European Mobile Payment System Association initiative, a new pan-European network focused on cross-border mobile payments. So, what’s the problem?

Payments 190

Payments Regional Operations Guidelines 190

Accenture

SEPTEMBER 13, 2019

Working directly with our financial services clients on strategic, operational and technical issues, he is on the front lines of the evolution of real-time payments. Digital technologies have conditioned us to crave immediacy. 3 Accenture 2019 Global Payments Pulse Survey. We get packages delivered in an hour. It is a hydra.

United States 151

United States Payments US Survey 151

PYMNTS

JANUARY 29, 2018

highlighted a government survey that found only 38 percent of businesses have even heard of GDPR. For the businesses that are aware, a bit more than a quarter said they’ve made changes to their operations in order to comply with the new rules aimed at data privacy and security. A new report released in the U.K.

Cyber Security 112

Cyber Security Survey Regulation Security 112

PYMNTS

SEPTEMBER 28, 2020

Take, for example, Italy, where Amazon has been operating since 2010 with what The New York Times describes as rather “muted success” since selling its first children’s book in the nation nearly a decade ago. Unfortunately, our country was one of those where technological understanding and tech culture is low.”. based consumers.

Marketing 237

Marketing Survey Online New York 237

PYMNTS

JULY 8, 2020

As lockdowns and restrictions have eased, Anderson said people are transacting in cash across many of the same conduits that were seen before – spanning home care services, lawn cutters and even national grocery chains. In other cases, banks can modernize branch interactions through video technology.

ATM 214

ATM Regional Mobile Payments 214

PYMNTS

FEBRUARY 21, 2018

To tackle this issue, companies are looking to infuse AI with a bit of humanity, help consumers better connect with computer-operated services and offer improved insights. For example, Amazon, Westpac and National Australia Bank are teaming up to bring voice-activated AI to Australian banking customers.

Digital Banking 163

Digital Banking Fintech Software Operations 163

Cisco

AUGUST 11, 2020

The first half of 2020 has demonstrated the remarkable adaptability of the financial services industry in the face of simultaneous disruption to economic, operational, and customer behavior conditions. Impressively, 85% of the companies surveyed rated their institution’s responsiveness as meeting or exceeding expectations.

Innovation 123

Innovation Customer Experience Survey Meeting 123

PYMNTS

SEPTEMBER 7, 2020

unemployment rate, even as the nation engages in its annual celebration of workers. Survey-Takers . However, both also discovered that it was possible to generate at least some income by doing such things as taking surveys on the internet. workers are finding jobs that utilize digital technology and a lot of creativity.

District of Columbia 220

District of Columbia Washington Survey Course 220

Perficient

OCTOBER 1, 2020

A recent McKinsey survey anticipates that 40% of physicians are now more likely to refer their patients to nonhospital facilities for procedures and office visits post- Covid. It soared to more than 50% in early April and now sits at 18% nationally. This is important because it builds resilience in health care delivery. .

System 364

System Examples Industry Operations 364

PYMNTS

JUNE 6, 2019

Last month, the Small Business Administration (SBA) and the National Credit Union Administration (NCUA) announced a collaboration that aims to promote credit unions’ participation in the SBA small business lending program, via webinars and training events aimed at broadening the credit union sector’s small business lending efforts.

Lending 129

Lending Analytics Data Security 129

PYMNTS

SEPTEMBER 2, 2019

For B2B payments, this summer was a season of technological progress. Both buyers and suppliers say they are looking forward to adopting technology that can tackle their biggest accounts payable (AP) and accounts receivable pain points, with PYMNTS’ July Payables Friction Playbook , a collaboration with Corcentric, finding that 42.6

Payments 186

Payments Cards Tools Technology 186

PYMNTS

NOVEMBER 3, 2020

the government of Prime Minister Boris Johnson, after weeks of seeking to avoid national shutdown in favor of local tiered limitations, has imposed another strict national lockdown aimed at halting the coronavirus’ spread. The bridge millennials in our study are also early adopters of voice-assisted technologies. In the U.K.,

Millennials 146

Millennials Data Study Survey 146

PYMNTS

MARCH 6, 2019

Ning Jizhe, who serves as vice chairman of China’s economic planning committee, said a law will “clarify” that approach and will mandate that when it comes to foreign firms, those companies “cannot be required to transfer technology by administrative means, providing a more encompassing and beneficial legal guarantee,” the report said.

United States 139

United States Policies Survey Meeting 139

PYMNTS

MAY 24, 2018

A new survey released this week by the U.S. The research is favorable for companies trading across borders, too, as technology gears up to increase access to trade finance and, as a result, propels business growth. Federal Reserve finds small businesses are enjoying boosted confidence (and revenues). Interestingly, in the U.S.,

Survey 100

Survey Fintech blockchain New York 100

CFPB Monitor

FEBRUARY 20, 2019

Those recommendations primarily address creating uniform definitions and practices, increasing transparency, and expanding the use of common technology among all state regulators. Developing a new technology offering, a State Examination System, to simplify examinations of nonbanks operating in more than one state.

Fintech 68

Fintech Conference Survey Regulation 68

PYMNTS

JANUARY 20, 2021

There are reports that restaurants have seen a 25 percent increase in QR code usage by consumers in the past six months and hotels have seen [a nearly] eightfold increase,” Wei Jiang, president and chief operating officer at Citcon, told PYMNTS. is allowing private businesses to implement this technology at their own paces.

Payments 130

Payments United States Survey Trends 130

PYMNTS

AUGUST 12, 2020

To gauge the economic health and vitality of local economies, one need look no further than the financial stability of the small and medium-sized businesses that line the main streets and side streets of communities across the nation. One of the digital tools in which Main Street SMBs show great interest is real-time merchant fund settlement.

Maine 183

Maine Survey Study Tools 183

Perficient

JULY 11, 2022

Since Square purchased Afterpay, customers can get an Afterpay card to use with participating retailers that operate with Square, which lets customers use Afterpay for in-store purchases. Afterpay is offered at thousands of merchants – notable names include Nordstrom, Bed, Bath & Beyond, and Nike.

Fintech 474

Fintech Trends South Dakota Apple 474

Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Leading the challenges for bankers responding to this year’s survey are increasing loans (56.1%) and increasing earnings (54%). What changes will 2022 bring?

Community Bank 144

Community Bank Community Lending Louisiana 144