South State Correspondent

MAY 18, 2020

While it is too soon to get the data on bank commercial real estate (CRE) portfolio delinquencies and forbearances, we take our benchmarks from the commercial mortgage-backed securities market as of May 14 th. is up 3.5x.

Data 195

Data Retail Security Industry 195

PYMNTS

NOVEMBER 12, 2020

Twelve years after the housing and mortgage markets’ collapse threw the United States into financial distress not seen since the Great Depression, market watchers are again on the lookout for a possible new banking crisis spawned by upheaval in the U.S. commercial real estate sector.

New York City 227

New York City New York Missouri Philadelphia 227

Banking Exchange

AUGUST 23, 2021

Recent data shows a dramatic increase in commercial real estate loans in the first half of 2021 Mortgage Credit Consumer Credit The Economy Community Banking Mortgage/CRE Mortgage Feature3 Feature.

Community Bank 78

Community Bank Community Data 78

Banking Exchange

OCTOBER 12, 2020

Not only does technology provide a better customer experience, but it is proven to create a more efficient and less risky lending process from beginning to end Mortgage Credit Mortgage Mortgage Compliance Mortgage/CRE Residential Commercial Technology Feature3 Feature.

Examples 88

Examples Tools Customer Experience Compliance 88

South State Correspondent

SEPTEMBER 11, 2023

This quarterly publication provides a comprehensive financial results summary for all FDIC-insured institutions (4,645 commercial banks and savings institutions insured by the FDIC). CRE portfolio rollover risk as loans mature and borrowers face higher interest rates (especially for office properties). Rising market interest rates.

Community Bank 195

Community Bank Community FDIC Industry 195

Banking Exchange

MARCH 4, 2020

Following a bumper year for mortgage lending in 2019, MVB will buy a stake from the Van Metre Company to create Intercoastal Mortgage Management Feature Mortgage Mortgage/CRE Feature3 Residential M&A Commercial.

Lending 78

Lending Groups Management Company 78

Banking Exchange

MARCH 11, 2020

More central bank action expected after Bank of England also cuts interest rate to offset COVID-19 effect on economy Consumer Credit Business Credit Mortgage Credit The Economy Bank Performance Feature Financial Trends Mortgage Mortgage/CRE Residential Commercial Blockchain Feature3.

blockchain 78

blockchain Trends 78

Banking Exchange

MAY 13, 2020

Banks and credit unions need to be able to identify which of the loans in their portfolios are at risk of default, so that they can proactively address that risk Risk Management Feature3 Feature The Economy Customers Covid19 Mortgage Operational Risk Commercial Mortgage/CRE.

Risk Management 78

Risk Management Operations Management 78

Abrigo

JUNE 30, 2022

Takeaway 3 Loan pricing philosophy and methodology influences projections of beta value assumptions for commercial loan categories. . Competitive loan pricing pressure can keep rate increases down as commercial loans reset. Rate Increases & Mortgage Betas. Commercial loan betas. CRE Lending. Learn More.

Lending 195

Lending Marketing Analysis Data 195

South State Correspondent

AUGUST 15, 2023

Since our last update on 2Q credit HERE , 3Q commercial loan pricing trends start with a better economic picture as higher than-planned growth and softer inflationary data have changed part of the market’s outlook. Demand for CRE and commercial & industrial (C&I) loans remains soft while supply remains tight.

Trends 195

Trends Community Bank Community Lending 195

South State Correspondent

DECEMBER 13, 2023

Quantitative Tightening The Fed engaged in QE (buying Treasuries and mortgage-backed securities) in response to the great financial crises and then escalated this policy tool during the pandemic. Owner-occupied commercial real estate (CRE) often affords banks non-interest-bearing or low-interest-bearing accounts.

Community Bank 195

Community Bank Community Policies Tools 195

Gonzobanker

DECEMBER 7, 2023

Senior bank and credit union executives have ranked commercial and industrial (C&I) loans as a top lending priority over the past several years in Cornerstone Advisors’ annual What’s Going On in Banking research. It’s time for banks and credit unions to finally execute those C&I lending priority initiatives.

Lending 156

Lending Analysis Strategy Management 156

Banking Exchange

JUNE 13, 2019

Real Estate Investments coming in from China, Canada and even Mexico Mortgage Credit The Economy Feature Financial Trends Mortgage Mortgage/CRE Residential Commercial Feature3. Executives expect significant U.S.

Marketing 68

Marketing Trends 68

Banking Exchange

OCTOBER 25, 2019

Bitcoin is having a positive bounce as October nears its end Blockchain Residential Commercial Mortgage/CRE Mortgage Credit The Economy Mortgage Feature3 Feature.

Bitcoin 60

Bitcoin blockchain 60

Banking Exchange

NOVEMBER 18, 2019

billion in mortgage-backed securities Compliance Compliance Management Feature3 Feature Human Resources Risk Management Operational Risk Compliance/Regulatory Consumer Compliance Mortgage Compliance Mortgage/CRE Residential Commercial.

United States 60

United States Management Compliance Risk Management 60

Independent Banker

APRIL 30, 2022

Loan providers share an infectious enthusiasm and growing optimism for one vertical’s prospects in 2022: commercial lending. Community banks that have struggled to grow their commercial loan portfolios over the past two years are optimistic that there are brighter days ahead this year and next. By Beth Mattson-Teig.

Lending 158

Lending Community St. Louis Community Bank 158

Banking Exchange

JUNE 24, 2019

Mortgage Credit Business Credit Consumer Credit The Economy Feature Mortgage Fair Lending Mortgage Compliance Mortgage/CRE Residential Commercial Financial Trends Feature3. “That would be like pressing on the gas and the brakes at the same time.”

Compliance 60

Compliance Lending Trends 60

Abrigo

OCTOBER 28, 2020

Leverage Trepp's CRE data within Sageworks ALLL. Mortgage loans have very low historical default rates, but given the fixed-rate and longer-term characteristics, they require a return to compensate for the time-value of money. Sounds like many 1-4 family mortgage portfolios today. CRE Lending. CRE Lending.

Lending 195

Lending Risk Management Management Community 195

Banking Exchange

JUNE 13, 2019

Not every bank customer is prepared to take advantage of the situation if the rates go lower Mortgage Credit Management Financial Trends Mortgage Mortgage Compliance Mortgage/CRE Residential Commercial Feature3 Financial Research Feature Customers Community Banking.

Community Bank 60

Community Bank Compliance Community Trends 60

Abrigo

FEBRUARY 17, 2015

commercial bank loan portfolios have continued to expand. commercial banks. Regarding loan type, retail loans (residential mortgages, HELOCs, consumer loans) represent 44 percent of the total loan portfolio. In fact, community banks accounted for 44 percent of all CRE lending, and 78 percent of all agricultural lending.

St. Louis 150

St. Louis Lending Community Bank Regional 150

South State Correspondent

AUGUST 8, 2022

Fees at banks dropped, primarily driven by mortgage operations, and net interest margin increased by approximately 25 basis points to 3.12%. Loan growth was up about 4%, driven mainly by C&I at larger banks and CRE at smaller banks. Credit quality improved as non-performing assets-to-total assets declined a basis point to 0.22%.

Trends 195

Trends Community Bank Community Retail 195

PopularBank

JUNE 1, 2021

With Popular Bank Head of Commercial Banking Ken Mitchell. Popular Bank Senior Vice President and Head of Commercial Banking Ken Mitchell joined fellow industry leaders to discuss commercial real estate insights during the virtual Mortgage Bankers Association of New York ( MBA of NY ) Lender Roundtable on May 11, 2021.

New York 52

New York New York City Lending Industry 52

PYMNTS

SEPTEMBER 24, 2020

Commercial real estate (CRE) loans in bank portfolios are showing stress related to the economic downturn and signs that some borrowers are already expecting to default on their mortgages, according to real estate analytics company Trepp.

Kentucky 140

Kentucky Groups Analytics Report 140

ABA Community Banking

DECEMBER 17, 2018

3,053 counties will be affected by the increase, and only 181 counties will have no change Mortgage Credit Feature Management Lines of Business Risk Management Performance Mortgage Mortgage Compliance Feature3 Mortgage/CRE Residential Community Banking Commercial.

Risk Management 40

Risk Management Community Bank Compliance Community 40

Abrigo

JULY 9, 2015

The growth at smaller banks is led by commercial and industrial (C&I), commercial real estate (CRE) and residential mortgage lending. In particular, the easing of CRE underwriting standards is concerning. percent loan growth during the same period.

Maine 150

Maine Policies Survey Lending 150

ABA Community Banking

SEPTEMBER 27, 2017

But regulatory focus continues as CRE growth rate stays ahead of other categories Management Financial Trends Risk Management Credit Risk Mortgage/CRE Commercial.

Risk Management 40

Risk Management Trends Management 40

Independent Banker

FEBRUARY 24, 2016

Regulators warn once again about rising CRE concentrations and risks. Just about every community bank makes commercial real estate loans. A whopping 95 percent of ICBA members are active commercial real estate (CRE) lenders, according to the latest ICBA Community Bank Lending Survey. Photo by Getty Images / Andy Ryan.

Community Bank 70

Community Bank Lending Community Regulation 70

ABA Community Banking

JANUARY 19, 2017

Commercial mortgage deals demand close attention to participation agreements Business Credit Management Lines of Business Risk Management Credit Risk Mortgage/CRE Commercial.

Risk Management 40

Risk Management Management 40

ABA Community Banking

NOVEMBER 8, 2016

Fewer lenders vying for credit leads to saner competition Risk Management Credit Risk Mortgage/CRE Commercial.

Regulation 58

Regulation Risk Management Management 58

ABA Community Banking

JUNE 10, 2017

Regulatory scrutiny prompting some M&A but not slowing commercial real estate loan growth Risk Management Credit Risk Mortgage/CRE Commercial.

Risk Management 40

Risk Management Management 40

ABA Community Banking

APRIL 24, 2017

Survey indicates optimism about housing market, CRE Residential Commercial Management Financial Trends Mortgage/CRE.

Survey 40

Survey Trends Management Marketing 40

ABA Community Banking

AUGUST 22, 2016

SNL Report: Some veteran bankers listening to regulators' CRE warning Risk Management Credit Risk Mortgage/CRE Commercial Management Financial Trends.

Risk Management 40

Risk Management Trends Regulation Management 40

ABA Community Banking

NOVEMBER 30, 2017

Senate bill would ease mortgage regulations for community banks Compliance Mortgage/CRE Commercial.

Community Bank 40

Community Bank Compliance Community Regulation 40

ABA Community Banking

SEPTEMBER 2, 2016

CRE lending, competitive but careful, helps Management Financial Trends Mortgage/CRE Commercial. SNL Report: Good times come out of more than a barrel.

Dallas 40

Dallas Lending Trends Management 40

Abrigo

MARCH 16, 2017

Resource: Commercial risk rating: Case study 4. For example, a 3 rating on a mortgage should convey the same amount of risk as a 3 on a CRE loan, even if the calculations to determine each rating are very different. Case study. Qualitative factors. Resource: Understanding and defining qualitative risk rating factors 5.

Case Study 150

Case Study Resources Risk Management Study 150

ABA Community Banking

JUNE 22, 2016

SNL Report: Regional, community banks return to debt markets for growth and CRE ALCO Management CSuite Mortgage/CRE Commercial Community Banking.

Community Bank 40

Community Bank Regional Community Management 40

ABA Community Banking

APRIL 30, 2018

Appraisal Institute publication offers wide-ranging views on subject Lines of Business Mortgage/CRE Commercial.

Trends 40

Trends 40