Retail Deposits: Analyzing Deposit Stickiness in the Current Interest Rate Environment
Perficient
NOVEMBER 17, 2023
Now, we will delve into the stability of retail deposits from the same bank over the same timeframe, determining whether they were resilient compared to transaction accounts. No mergers or branch openings/closures occurred during the study. Throughout the entire period, retail deposits decreased by less than 10 percent.
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