Abrigo

OCTOBER 10, 2023

Review the 2023 Loan Review Survey results with experts and get their take on emerging trends and best practices register for Webinar Takeaway 1 Effective loan review requires experienced staff, well-organized outsourcing, or a combination of the two. Learn what other banks are doing to manage.

Training 195

Training Survey Resources Software 195

Abrigo

OCTOBER 10, 2023

Review the 2023 Loan Review Survey results with experts and get their take on emerging trends and best practices register for Webinar Takeaway 1 Effective loan review requires experienced staff, well-organized outsourcing, or a combination of the two. Learn what other banks are doing to manage.

Training 195

Training Survey Resources Software 195

Abrigo

DECEMBER 22, 2023

You might also like this resource, Abrigo's "2022 Loan Review Benchmark Survey Results." Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings. They’ve also focused on managing interest rate risk in a rising rate environment.

Lending 221

Lending Risk Management Community Management 221

Abrigo

NOVEMBER 12, 2023

Support credit risk management Understanding loan covenants, when financial institutions should use them, and how to monitor them supports strong lending portfolios and credit risk management best practices. They also give the lender tools to monitor and manage the situation.

Risk Management 221

Risk Management Lending Policies Management 221

Insights on Business

JUNE 11, 2019

Compared to traditional data centers, I believe that cloud computing has several characteristics that make it an attractive platform for risk management. First of all, the compute requirements for risk management can vary over time. weekly, monthly, or quarterly). In other words, you pay for what you use.

Risk Management 87

Risk Management Management Examples Resources 87

Abrigo

MAY 19, 2023

You might also like this webinar, "Return to basics: Asking the right credit risk questions." WATCH Takeaway 1 Loan review officers must figure out how to adhere to the FDIC’s guidance on loan review and credit risk review systems. Does your loan review system meet regulatory expectations?

System 195

System Regulation How To Lending 195

FICO

APRIL 3, 2020

The importance of Third-Party Risk Management is growing, and by association cybersecurity risk assessment. Doug Clare, Vice President of Fraud, Compliance and Security Solutions, at FICO discusses the challenge in a recent conversation with Chris Wallace, Director of Cyber Risk, at T-Mobile. . by FICO.

Risk Management 52

Risk Management Mobile Management Compliance 52

Abrigo

SEPTEMBER 11, 2023

You might also like this webinar, "Banking as a service: Objectives, opportunities, and obstacles." Takeaway 2 AI can lead to more accurate and consistent outputs or predictions, better risk management, and improved customer experiences.

Risk Management 195

Risk Management Data Technology Fintech 195

Abrigo

MAY 18, 2023

You might also like this webinar, "Return to basics: Asking the right credit risk questions." Takeaway 3 Use these tools to consider how much their resources can support while meeting regulatory expectations. WATCH Takeaway 1 Scope and depth are useful evaluation benchmarks for your financial institution's loan review process.

Lending 195

Lending Training Guidelines Policies 195

Abrigo

DECEMBER 5, 2023

You might also like this resource: "Building a strong future: Succession planning strategies for you AML program." Watch webinar Takeaway 1 BSA Officers are the frontline defenders against financial crimes in banking institutions, and hiring the proper skill set for each BSA position is critical.

Training 221

Training Compliance Regulation Software 221

Abrigo

MAY 19, 2023

You might also like this webinar, "Return to basics: Asking the right credit risk questions." Part of the reason for the lack of training may be the absence of any formal loan reviewer training resources, so why don’t we start thinking about what a loan review curriculum might look like?

Training 195

Training Lending Risk Management Guidelines 195

Abrigo

APRIL 21, 2023

Focus loan reviews on risk in the portfolio Continuous loan review monitoring helps banks and credit unions ensure credit review systems support safe and sound lending. You might also like this webinar, "Return to basics: Asking the right credit risk questions."

Lending 195

Lending Risk Management Software System 195

Abrigo

SEPTEMBER 20, 2023

FinCEN said this was done with little to no risk management program. The credit union was not reviewing 314(a) requests, not conducting independent testing, and could not provide regulators with a meaningful risk assessment. Navigate your BSA exam with tips from this on-demand webinar.

Compliance 150

Compliance Regulation Miami Fraud 150

Abrigo

APRIL 12, 2016

The FDIC is offering a fresh take on how a bank’s board of directors should understand and manage risk. Nevertheless, the Supervisory Insights publication “incorporates more recent guidance and technical resources, including significant bank-governance insights and experiences that have been gained since 1988.”

Management 150

Management FDIC Risk Management Community Bank 150

Abrigo

JULY 27, 2023

Regtech is simply the use of technology such as AI, machine learning, natural language processing, and blockchain to improve the way businesses manage regulatory compliance. Consider what compliance and risk functions your organization would use as a starting point when integrating technology. Talk to a specialist to learn more.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JULY 27, 2023

Regtech is simply the use of technology such as AI, machine learning, natural language processing, and blockchain to improve the way businesses manage regulatory compliance. Consider what compliance and risk functions your organization would use as a starting point when integrating technology. Talk to a specialist to learn more.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

SEPTEMBER 7, 2023

Adapt to a dynamic banking environment with real-time lending & credit data Lender dashboards and reports showing the lending pipeline, pricing trends, emerging risks, workflow bottlenecks, etc. You might also like this on-demand webinar, "Identifying emerging CRE risks." help financial institutions adapt quickly to trends.

Report 195

Report Lending Trends Data 195

Abrigo

JANUARY 24, 2024

Account for the details before your FDIC bank acquisition Consider these tips for assessing your institution and a to-be-acquired institution for a smooth integration You might also like this webinar, "Valuation and purchase accounting: Navigating the changing M&A landscape."

FDIC 195

FDIC Regulation Strategy Data 195

Abrigo

JUNE 7, 2017

Board Oversight When growing an MBL program, the change in concentration levels forces the credit union to review its overall lending and risk strategy. For the board to be successful, CU management must provide continuous updates to the board regarding credit exposure, risks, performance versus targets and adherence to lending policy.

Lending 150

Lending Management Analysis Policies 150

Abrigo

FEBRUARY 29, 2016

Two-thirds of bankers in a recent poll said their allowance for loan and lease losses (ALLL) is primarily calculated by only one or two people in the institution, according to Sageworks, a financial information company that provides loan portfolio and risk management solutions to banks and credit unions.

Risk Management 150

Risk Management Resources Compliance Survey 150

Abrigo

MARCH 13, 2024

Here’s how banks and credit unions with strong CRE risk management can identify weakening property loans, assess them, triage them, and assist with their prognosis and treatment. Learn more about managing CRE loan distress. Watch this webinar on problem loans and how to identify them quickly with data and reports.

Strategy 221

Strategy Course Meeting Taxes 221

Abrigo

MARCH 16, 2017

A robust Risk ratings system is a crucial component of any financial institution's credit risk management process. Risk ratings are multi-purpose, useful in pricing loans, stress testing the portfolio or individual customers, and determining appropriate reserve for the allowance. Resource: 3 Risk rating best practices 3.

Case Study 150

Case Study Resources Risk Management Study 150

Abrigo

AUGUST 8, 2021

An effective independent loan review system has always been critical for managing a financial institution’s credit risk and accurately estimating the allowance for loan and lease losses, or ALLL. Reviewing lending staff’s risk ratings. In many ways, they also provided more general guidance to financial institutions.

System 195

System Lending Policies Regulation 195

Abrigo

FEBRUARY 14, 2023

Abrigo has been closely tracking the development of the CFPB’s requirements to collect and report small business loan data, and its team of product and compliance experts attends all relevant webinars and calls with the CFPB. Visit CFPB 1071 resources for lenders for more on data collection requirements for small business lending.

Data 195

Data Lending Compliance Resources 195

Abrigo

JULY 25, 2022

You might also like this webinar, "How to Position Yourself for High-Yielding Ag Loan Growth." I anticipate – it might not be until the first quarter next year – that loan demand will start picking up,” he said during a recent ag lending webinar hosted by Abrigo. Line up resources. Lenders: prepare for stronger ag loan demand.

Lending 195

Lending Kansas City Kansas Resources 195

Abrigo

DECEMBER 11, 2014

In September, the Office of the Comptroller of the Currency (OCC) published final guidelines designed to “strengthen the governance and risk management practices of large financial institutions.” Assess risk management structures. Update the scope and frequency of risk management reporting.

Community Bank 207

Community Bank Community Guidelines Risk Management 207

Abrigo

OCTOBER 3, 2021

You might also like this webinar on creating an effective loan and credit risk review function. A poorly defined scope of review (12%), lack of independence (6%), and lack of commitment from senior management (3%) were less prominent challenges in the loan review process for respondents in Abrigo’s survey. Accuracy Is Vital.

Survey 195

Survey Data Lending System 195

Abrigo

JUNE 3, 2016

“Understanding and documenting what is driving your institution’s credit risk today will be important when forecasting expected credit losses under CECL, not to mention that these actions minimize risk in the loans you’re underwriting today,” said Sageworks Executive Risk Management Consultant Tim McPeak.

Risk Management 150

Risk Management Analysis Examples Training 150

Abrigo

NOVEMBER 15, 2019

In fact, banking regulators are in the process of issuing updated guidance on loan or credit risk review systems as a standalone document (rather than as part of guidance related to the allowance for credit losses as it is now) to emphasize their importance in broader risk management efforts. Credit Risk. Credit Risk.

System 150

System Lending Compliance Risk Management 150

Abrigo

AUGUST 1, 2017

In the recent CECL Webinar: Data Quality for Credit Unions , Sageworks Risk Management Consultant Danny Sharman discusses the three different types of methodologies for data collection. This may require third party IT resources. The first key consideration here is to understand whether or not you have adequate resources.

Data 150

Data Resources System Risk Management 150

Abrigo

JULY 6, 2017

The NCUA recently updated the Examiner’s Guide to include what it described as a clear framework for supervisory expectations for managing a commercial lending program. According to the NCUA Report, “The new rule requires active oversight by senior managers and the board.” Assess risk at loan inception 2.

Risk Management 170

Risk Management Lending Policies Management 170

Abrigo

MAY 9, 2022

Takeaway 1 Staffing issues are increasingly named in regulatory consent orders, and inadequate resources can lead to criticism during exams. Considering these new threats, a lack of human or technical resources to combat crime is unacceptable regardless of budget constraints—yet financial institutions report staffing issues and shortages.

Compliance 195

Compliance Fraud Regulation Resources 195

Abrigo

SEPTEMBER 14, 2017

Much smaller shares of the webinar audience said their institutions had begun selecting methodologies for various loan segments (4 percent) or implementing a structure for governing the execution of CECL transition plans (4 percent). Hear the on-demand webinar here.

Exercises 150

Exercises Risk Management Resources Data 150

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. We have webinars , whitepapers , and other resources to make your job easier. Banking Resources. Asset/Liability.

Community 195

Community Lending Maine Resources 195

Abrigo

JUNE 23, 2017

The desire to avoid examiner scrutiny may tempt some financial institutions to set the bar high when it comes to credit and liquidity risk management policy limits, but regulators are discouraging this approach. That means limits should be properly aligned with the true risk tolerance of your board and management.”

Policies 150

Policies Risk Management Survey FDIC 150

Abrigo

JUNE 8, 2022

You might also like this webinar, "Elder Financial Exploitation – The Hidden Crime." EFE frequently occurs without the explicit knowledge or consent of a senior or disabled adult, and can deprive them of vital financial resources for their future needs. Model Risk Management: Regulatory Priorities and Best Practices.

Training 195

Training Fraud National Resources 195

Abrigo

AUGUST 23, 2017

“When considering member business lending and the consumer portfolio where many credit unions focus, change management to prepare for CECL can be even more difficult with a credit union,” says Danny Sharman, risk management consultant at Sageworks during a recent CECL webinar – Data Quality for Credit Unions.

Data 150

Data Lending Meeting System 150